Schoharie County and Cobleskill Town property record for 184 North St, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,350 sqft · built 1905 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Apr 2023) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 56.14-5-3 |
| Primary APN | 432601 56.14-5-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 875 sqft |
| 2nd Floor Area | 475 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 280 ft deep x 125 ft wide |
| Porch | Slab |
| Porch Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101316 |
|---|---|
| Street Address | 184 NORTH ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOUSE GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 740200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2174 STATE ROUTE 165, COBLESKILL, NY 12043-7008 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed, Transfer · Stand-Alone First Mortgage BANK OF RICHMONDVILLE |
| Jan 13, 2023 | Deed, Transfer |
| Jun 24, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Oct 8, 2002 · Amount on Record |
| Deed Document Number | 2023821114 |
| Deed Book / Page | 1188 / 187 |
| Prior Transfer Date | Jan 11, 2023 |
| Prior Transfer Doc | 001182/133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 18, 2023 |
| Property Address | 184 NORTH ST, COBLESKILL, NY 12043-5148 |
| Document Number | 001188/187 |
| Book / Page | 1188 / 187 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 821114 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2174 STATE ROUTE 165, COBLESKILL, NY 12043-7008 |
| Document Number | 0000821115 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 821115 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 13, 2023 |
| Property Address | 184 NORTH ST, COBLESKILL, NY 12043-5148 |
| Document Number | 001182/133 |
| Book / Page | 1182 / 133 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 820190 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 NORTH ST, COBLESKILL, NY 12043-5148 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 24, 2021 |
| Property Address | 184 NORTH ST, COBLESKILL, NY 12043-5148 |
| Document Number | 001141/151 |
| Book / Page | 1141 / 151 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 791387 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 NORTH ST, COBLESKILL, NY 12043-5148 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,529.00 (-6.17%) | $60,500 (-) Land $17,600 Building $42,900 | $123,469 (+16.33%) Land $35,918 Building $87,551 |
| 2023 | $60,500 Land $17,600 Building $42,900 | $106,140 Land $30,877 Building $75,263 | |
| 2020 | $3,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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