174 North St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 174 North St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	894 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$74,300 (2013)
Tax Bill	$2,695.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.14-5-14`
Alternative APNs	`260105601400050140000000` `431A101329`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	894 sqft Living Area
1st Floor	558 sqft 1st Floor
Upper Floors	336 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	275 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	360 sqft Garage
Porch Area	135 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101329
Street Address	174 NORTH ST
City	COBLESKILL
State	NY
Zip	12043-5148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOSE BARNN
Legal Block	5
Legal Lot Number	14.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	4
Census Block	4015
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-5-14

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	174 NORTH ST, COBLESKILL, NY 12043-5148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2013 · Amount on Record
Deed Sale	Dec 26, 2013 · Amount on Record
Deed Book / Page	967 / 143
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	174 NORTH ST, COBLESKILL, NY 12043-5148
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002056/42
Date	Oct 10, 2023
Book Page	2056/42
Instrument	822992

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (+37.15%)	$46,200 (-) Land $16,900 Building $29,300	$94,286 (+16.33%) Land $34,490 Building $59,796
2023		$46,200 Land $16,900 Building $29,300	$81,053 Land $29,649 Building $51,404
2020	$1,965.00

Flood & Wildfire

174 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.