Morgan County property record for 184 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,851 sqft · built 2020 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jun 2015) |
| Tax Bill | $1,571 (2025) |
| Deeds & Mortgages | Sep 2019 Construction Loan Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.051 |
| Primary APN | 02-04-19-0-000-011.051 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,851 sqft Living Area |
| 1st Floor Area | 2,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 21,998 sqft (0.505 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 162789 |
|---|---|
| Street Address | 184 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 44 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5101 |
184 Mountain Cove Dr is owned and occupied by two individuals who bought it in June 2015.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 MOUNTAIN COVE DR, TRINITY, AL 35673-5846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK OF ALABAMA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2015 · Amount on File |
| Deed Sale | Jun 3, 2015 · Amount on File |
| Deed Book / Page | 2015 / 4365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 184 MOUNTAIN COVE DR, TRINITY, AL 35673-5846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019/30021 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 2019/30021 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 15, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 184 MOUNTAIN COVE DR, TRINITY, AL 35673-5846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/2666 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2021/2666 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 184 Mountain Cove Dr was $1,571 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 | $38,310 (-0.96%) Land $2,750 Building $35,560 | $383,100 (-0.96%) Land $27,500 Building $355,600 |
| 2024 | $38,680 (-0.1%) Land $2,750 Building $35,930 | $386,800 (-0.1%) Land $27,500 Building $359,300 | |
| 2023 | $1,587.00 (-1.06%) Homeowner's exemption | $38,720 (-0.95%) Land $2,750 Building $35,970 | $387,200 (-0.95%) Land $27,500 Building $359,700 |
| 2022 | $1,604.00 Homeowner's exemption | $39,090 Land $2,750 Building $36,340 | $390,900 Land $27,500 Building $363,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Mountain Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Mountain Cove Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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