184 E Frederick Ave, Lake Mary, FL 32746 Property Records

Seminole County property record for 184 E Frederick Ave, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,997 sqft · built 1978
Lot Size	3.96 acres (172,498 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Oct 2025)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2025 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-20-30-5AL-0D00-0280`

Property Details

APN / Parcel Number

Primary APN	`08-20-30-5AL-0D00-0280`
Alternative APN	`2030085AL0D000280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,625 sqft
1st Floor Area	1,997 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	172,498 sqft (3.96 acres)
Lot Dimensions	116 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Screened Aluminum Porch
Porch Area	540 sqft
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	184 E FREDERICK AVE
City	LAKE MARY
State	FL
Zip	32746-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 28 TO 36 BLK D CRYSTAL LAKE WINTER HOMES SUBD PB 2 PG 115 & SEC 9 TWP 20S RGE 30E E 5 CH OF N 485 FT OF S 20 CH OF GOVT LOT 2
Legal Range	30E
Legal Township	20S
Legal Section	08
Legal Subdivision	CRYSTAL LAKE WINTER HOMES
Legal Tract	5AL
Legal Block	D
Legal Lot Number	28-36
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

184 E Frederick Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	184 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Jul 18, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Jun 1, 1999 · Amount on File
Deed Document Number	202598346
Deed Book / Page	10909 / 276
Prior Transfer Date	Jul 17, 2025
Prior Transfer Doc	0108630200
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 6, 2025
Property Address	184 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Document Number	0109090276
Book / Page	10909 / 276
Map Reference	MB 2 PG 114
Instrument Date	Sep 29, 2025
Instrument	2025098346
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	EVERGREEN STLMT SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 950004, LAKE MARY, FL 32795-0004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E FREDERICK AVE, LAKE MARY, FL 32746-2820

Mortgage

Document Number	0010909278
Date	Oct 6, 2025
Instrument	10909/278

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jul 18, 2025
Property Address	184 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Document Number	0108630200
Book / Page	10863 / 200
Map Reference	MB 2 PG 114&115
Instrument Date	Jul 17, 2025
Instrument	2025070183
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 950004, LAKE MARY, FL 32795-0004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 950004, LAKE MARY, FL 32795-0004

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 14, 2017
Property Address	184 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Document Number	0088611269
Book / Page	008861 / 001269
Instrument Date	Dec 21, 2016
Instrument	15806
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 950004 LAKE MARY FL 327950004, LAKE MARY, FL 32795-0004

Tax Assessment & Valuation

The 2025 property tax bill for 184 E Frederick Ave was $2,399, up 6.7% from the year before.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Lake Mary City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (+6.72%)	$213,058 (+2.9%)	$449,853 (+1.51%) Land $178,593 Building $271,260
2024	$2,248.00 (+3.07%) Homeowner's exemption	$207,053 (+3%)	$443,156 (+7.69%) Land $175,700 Building $267,456
2023	$2,181.00 (+0.09%) Homeowner's exemption	$201,022 (+3%)	$411,499 (+4.99%) Land $167,023 Building $244,476
2022	$2,179.00 Homeowner's exemption	$195,167	$391,948 Land $149,668 Building $242,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 184 E Frederick Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	45.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 E Frederick Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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