148 E Frederick Ave, Lake Mary, FL 32746 Property Records

Seminole County property record for 148 E Frederick Ave, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1974
Lot Size	0.256 acres (11,136 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jul 2008)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`08-20-30-5AL-0D00-0190`

Property Details

APN / Parcel Number

Primary APN	`08-20-30-5AL-0D00-0190`
Alternative APN	`2030085AL0D000190`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	1,186 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,136 sqft (0.256 acres)
Lot Dimensions	116 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	296 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 E FREDERICK AVE
City	LAKE MARY
State	FL
Zip	32746-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 19 TO 21 & PT VACD ST ON W OF LOT 19 BLK D CRYSTAL LAKE WINTER HOMES SUBD PB 2 PG 115
Legal Range	30E
Legal Township	20S
Legal Section	08
Legal Subdivision	CRYSTAL LAKE WINTER HOMES
Legal Tract	5AL
Legal Block	D
Legal Lot Number	19 -
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

Source: Seminole County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 9, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2008 · Amount on Record
Deed Sale	Jul 1, 2008 · Amount on Record
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Book / Page	7031 / 856
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jun 23, 2026
Property Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Document Number	0000062637
Book / Page	11062 / 900
Instrument Date	Jun 17, 2026
Instrument	202662637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820

Mortgage

Document Number	0000062637,
Date	Jun 23, 2026
Book Page	11062/900
Instrument	202662637

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820

Mortgage

Document Number	0105270420
Date	Oct 24, 2023
Book Page	10527/420
Instrument	2023098022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100780712
Date	Oct 25, 2021
Book Page	10078/712
Instrument	2021140395

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099310562
Date	May 14, 2021
Book Page	9931/562
Instrument	2021064428

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 9, 2018
Property Address	148 E FREDERICK AVE, LAKE MARY, FL 32746-2820
Document Number	0090881639
Book / Page	009088 / 001639
Instrument Date	Mar 5, 2018
Instrument	26433
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E FREDERICK AVE LAKE MARY FL 327462820, LAKE MARY, FL 32746-2820

Mortgage

Document Number	90881641
Date	Mar 9, 2018
Book Page	009088/001641
Instrument	26434

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Lake Mary City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+10.21%) Homeowner's exemption	$156,862 (+5.99%)	$242,531 (+10.49%) Land $108,936 Building $133,595
2023	$1,508.00 (+3.36%) Homeowner's exemption	$148,001 (+3%)	$219,501 (+6.83%) Land $100,392 Building $119,109
2022	$1,459.00 Homeowner's exemption	$143,690	$205,470 Land $87,576 Building $117,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	45.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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