184 E Atlantic St, Hernando, FL 34442 Property Records

Citrus County property record for 184 E Atlantic St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,720 sqft Living Area
Lot Size43,371 sqft (0.996 acres)
OccupancyOwner Occupied
Last Sale$539,900 (2022)
Tax Bill$4,399.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00150-0190

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address184 E ATLANTIC ST, HERNANDO, FL 34442-5338
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Warranty Deed, Transfer
NOT AVAILABLE, MANATEE TITLE LLC
Sep 19, 2022Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Jul 01, 2022Warranty Deed, Transfer
Jun 02, 2022Warranty Deed, Transfer
NOT AVAILABLE, MANATEE TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleSep 19, 2022 · Amount on Record
Deed Doc Number202269839
Deed Book / Page3326 / 1343
Last Transfer DateJan 23, 2025
Transfer Doc0035340603
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 11, 2022
Property Address184 E ATLANTIC ST, HERNANDO, FL 34442-5338
Document Number0033261343
Book / Page3326 / 1343
Map ReferenceMB 9 PG 73-83
Instrument DateOct 07, 2022
Instrument2022069839
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,779.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2476 N ESSEX AVE, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 E BOSTON ST, HERNANDO, FL 34442-5335

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 19, 2022
Property Address184 E ATLANTIC ST, HERNANDO, FL 34442-5338
Document Number0033210894
Book / Page3321 / 894
Map ReferenceMB 9 PG 73-83
Instrument DateSep 12, 2022
Instrument2022065686
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,289.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2476 N ESSEX AVE, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

NameVerified Name
Address11181 E PERALTA CANYON DR, GOLD CANYON, AZ 85118-5150

Mortgage

Document Number0003321897
DateSep 19, 2022
Instrument3321/897
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateOct 01, 2027
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 01, 2022
Property Address184 E ATLANTIC ST, HERNANDO, FL 34442-5338
Document Number0032990293
Book / Page3299 / 293
Map ReferenceMB 9 PG 73-83
Instrument DateJun 28, 2022
Instrument2022047033
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
Tax$3,885.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2476 N ESSEX AVE, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 383171, WAIKOLOA, HI 96738-3171
InvestorPossibly a Property Investor

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 02, 2022
Property Address184 E ATLANTIC ST, HERNANDO, FL 34442-5338
Document Number0032892459
Book / Page3289 / 2459
Map ReferenceMB 9 PG 73-83
Instrument DateMay 27, 2022
Instrument2022039727
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,904.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2476 N ESSEX AVEAYE, HERNANDO, FL 34442

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 E ATLANTIC ST, HERNANDO, FL 34442-5338

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,339.00 (-1.36%)$324,871 (-2.01%) Land $31,000 Building $293,871$324,871 (-2.01%) Land $31,000 Building $293,871
2024$4,399.00 (-0.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$331,545 (+0.61%) Land $29,500 Building $302,045$331,545 (+0.61%) Land $29,500 Building $302,045
2023$4,411.00 (+146,933.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$329,529 (+137,203.75%) Land $25,500 Building $304,029$329,529 Land $25,500 Building $304,029
2022$3.00$240 Land $240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00150-0190
Alternative APN
  • 3526140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,720 sqft Living Area
Gross Area2,490 sqft Gross Area
1st Floor1,720 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialCombination Exterior
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area43,371 sqft (0.996 acres)
Depth X Width291 ft x 150 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
PorchFinished/Screened Porch
Utility Building192 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number3526140
Street Address184 E ATLANTIC ST
CityHERNANDO
StateFL
Zip34442-5338
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS FIRST ADD LOT 19 BLK 15 PB 9 PGS 73-83
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block15
Legal Lot Number19
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3002
Census Tract450703

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