Citrus County property record for 104 E Atlantic St, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,562 sqft Living Area |
| Lot Size | 43,505 sqft (0.998 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $619,300 (2019) |
| Tax Bill | $27.00 (2025) |
Source: Citrus County records · APN 19E-18S-18-0110-00150-025.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 E ATLANTIC ST, HERNANDO, FL 34442-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Doc Number | 2019032452 |
| Deed Book / Page | 2985 / 0627 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 104 E ATLANTIC ST, HERNANDO, FL 34442-5338 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032260448 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 3226/448 |
| Instrument | 2021079420 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 104 E ATLANTIC ST, HERNANDO, FL 34442-5338 |
| Document Number | 0029850627 |
| Book / Page | 002985 / 000627 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 32452 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,335.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 33 EASTER DR STAFFORD VA 225546518, STAFFORD, VA 22554-6518 |
| Document Number | 29850628 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 002985/000628 |
| Instrument | 32453 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 Homeowner's exemption Additional exemption filed | $566,805 (-4.86%) Land $31,000 Building $535,805 | $566,805 (-4.86%) Land $31,000 Building $535,805 |
| 2024 | $27.00 Homeowner's exemption Additional exemption filed | $595,775 (+0.97%) Land $29,500 Building $566,275 | $595,775 (+0.97%) Land $29,500 Building $566,275 |
| 2023 | $27.00 (-78.74%) Homeowner's exemption Additional exemption filed | $590,077 (+20.27%) Land $25,500 Building $564,577 | $590,077 (+20.27%) Land $25,500 Building $564,577 |
| 2022 | $127.00 Homeowner's exemption Additional exemption filed | $490,643 Land $17,250 Building $473,393 | $490,643 Land $17,250 Building $473,393 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-18-0110-00150-025.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,562 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Custom Design Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 43,505 sqft (0.998 acres) |
| Depth X Width | 291 ft x 150 ft Depth x Width |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 835 sqft Garage |
| Porch | Open Porch |
| Porch Area | 528 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3521032 |
|---|---|
| Street Address | 104 E ATLANTIC ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITRUS HILLS FIRST ADD LOT 25 BLK 15 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 19 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 15 |
| Legal Lot Number | 25 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 450703 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures