184 Cattail Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 184 Cattail Cir, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,438 sqft · built 1999
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2021)
Tax Bill	$8,999 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249020-0450`

Property Details

APN / Parcel Number

Primary APN	`249020-0450`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,438 sqft Living Area
Gross Area	4,283 sqft
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	240 sqft
Patio Area	739 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	184 CATTAIL CIR
City	SAINT JOHNS
State	FL
Zip	32259-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31/97-101 JULINGTON CREEK PLANTATION PARCEL 20 PHASE 2 LOT 45 OR5311/1865
Legal Range	27E
Legal Township	04S
Legal Section	32
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 20 PHA
Legal Phase	2
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1001
Census Tract	20808

Owner

184 Cattail Cir is owned and occupied by two individuals who bought it in July 2021.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 2, 2017	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Aug 2, 2017 · Amount on File
Deed Document Number	202175348
Deed Book / Page	5311 / 1865
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403

Mortgage

Document Number	0056780622
Date	Dec 12, 2022
Book Page	5678/622
Instrument	2022111733

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 7, 2021
Property Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0053111865
Book / Page	5311 / 1865
Map Reference	MB 31 PG 97-101
Instrument Date	Jul 2, 2021
Instrument	2021075348
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5004 SW HUMPHREY PARK RD, PORTLAND, OR 97221-2352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403

Mortgage

Document Number	0053111867
Date	Jul 7, 2021
Instrument	5311/1867

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0053111883
Date	Jul 7, 2021
Book Page	5311/1883
Instrument	2021075350

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 2, 2017
Property Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0044141200
Book / Page	4414 / 1200
Map Reference	MB31 PG97-101
Instrument Date	Jul 28, 2017
Instrument	2017053239
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1508 COASTAL OAKS CIR, 1508, FERNANDINA BEACH, FL 32034-3070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CATTAIL CIR, SAINT JOHNS, FL 32259-4403

Mortgage

Document Number	2017053240
Date	Aug 2, 2017
Instrument	2017053240

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 184 Cattail Cir was $8,999 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,257 (+2.7%)	$701,312 (+0.07%) Land $195,000 Building $506,312
2025	$8,999.00 (+10.93%) Homeowner's exemption	$571,818 (+2.9%)	$700,792 (+5.57%) Land $195,000 Building $505,792
2024	$8,112.00 (+5.87%) Homeowner's exemption	$555,703 (+3%)	$663,798 (+3.63%) Land $150,000 Building $513,798
2023	$7,662.00 (+2.2%) Homeowner's exemption	$539,517 (+3%)	$640,521 (+7.41%) Land $145,000 Building $495,521
2022	$7,497.00 Homeowner's exemption	$523,803	$596,331 Land $140,000 Building $456,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Cattail Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Cattail Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cattail Cir

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