172 Cattail Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 172 Cattail Cir, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,095 sqft · built 1997
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$729,000 (Oct 2021)
Tax Bill	$10,374 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`249020-0420`

Property Details

APN / Parcel Number

Primary APN	`249020-0420`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,095 sqft Living Area
Gross Area	4,979 sqft
1st Floor Area	2,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Finished Screened Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	954 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	172 CATTAIL CIR
City	SAINT JOHNS
State	FL
Zip	32259-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	31/97-101 JULINGTON CREEK PLANTATION PARCEL 20 PHASE 2 LOT 42 OR5386/1220
Legal Range	27E
Legal Township	04S
Legal Section	32
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 20 PHA
Legal Phase	2
Legal Block	1
Legal Lot Number	42
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1001
Census Tract	20808

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TVC FUNDING III LLC
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	2021108685
Deed Book / Page	5386 / 1220
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CATTAIL CIR, JACKSONVILLE, FL 32259-4403

Mortgage

Document Number	0055081366
Date	Mar 7, 2022
Book Page	5508/1366
Instrument	2022024212

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 5, 2021
Property Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0053861220
Book / Page	5386 / 1220
Map Reference	MB 31 PG 97-101
Instrument Date	Sep 30, 2021
Instrument	2021108685
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BRANTWOOD DR, SUMMIT, NJ 07901-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CATTAIL CIR, JACKSONVILLE, FL 32259-4403

Mortgage

Document Number	0053861222
Date	Oct 5, 2021
Instrument	5386/1222

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2021
Property Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0053241814
Book / Page	5324 / 1814
Map Reference	MB 31 PG 97-101
Instrument Date	Jul 6, 2021
Instrument	2021081571
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 WILLOW WINDS PKWY, ST JOHNS, FL 32259-7304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BRANTWOOD DR, SUMMIT, NJ 07901-2920

Mortgage

Document Number	0053241816
Date	Jul 22, 2021
Instrument	5324/1816

Lender

Name	TVC FUNDING III LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2022

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0044911826
Book / Page	004491 / 001826
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 CATTAIL CIR ST JOHNS FL 322594403, ST JOHNS, FL 32259-4403

Mortgage

Document Number	0044911826
Date	Jan 18, 2018
Book Page	004491/001826
Instrument	3832

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2028

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	172 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0044911677
Book / Page	004491 / 001677
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 CATTAIL CIR ST JOHNS FL 322594403, ST JOHNS, FL 32259-4403

Mortgage

Document Number	0044911677
Date	Jan 18, 2018
Book Page	004491/001677
Instrument	3799

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,075 (+2.7%)	$724,805 (-0.47%) Land $195,000 Building $529,805
2025	$10,374.00 (+10.88%) Homeowner's exemption	$673,880 (+2.9%)	$728,199 (+5.25%) Land $195,000 Building $533,199
2024	$9,356.00 (+5.31%) Homeowner's exemption	$654,888 (+3%)	$691,859 (-0.3%) Land $150,000 Building $541,859
2023	$8,884.00 (+2.2%) Homeowner's exemption	$635,814 (+3%)	$693,928 (+9.22%) Land $145,000 Building $548,928
2022	$8,693.00 Homeowner's exemption	$617,295	$635,348 Land $140,000 Building $495,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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