1839 James Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 1839 James Ave, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1975
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Jan 2018)
Tax Bill	$997 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`007-68-007-006-01`

Property Details

APN / Parcel Number

Primary APN	`007-68-007-006-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Heated Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1839 JAMES AVE
City	OWOSSO
State	MI
Zip	48867-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE SUB. CALEDONIA TWP LOT 6 & 7 & PT OF LOT 8 BLK 7 DESC AS COM AT PT ON S LN OF SD LOT 8 WHICH IS S7130'00!E 80 FT FR
Legal Subdivision	RIVERSIDE SUB
Legal Block	7
Legal Lot Number	6-9,120
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	3
Census Block	3026
Census Tract	31600

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1839 JAMES AVE, OWOSSO, MI 48867-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jan 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	20183305135
Deed Book / Page	1241 / 769
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1839 JAMES AVE, OWOSSO, MI 48867-3926
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 JAMES AVE, OWOSSO, MI 48867-3926

Mortgage

Document Number	0012880284
Date	Oct 7, 2021
Book Page	1288/284
Instrument	3352095

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 5, 2018
Property Address	1839 JAMES AVE, OWOSSO, MI 48867-3926
Document Number	0012410769
Book / Page	001241 / 000769
Instrument Date	Dec 27, 2017
Instrument	3305135
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Amount	Amount Recorded
Tax	$543.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N WATKINS PERRY MI 488729104, PERRY, MI 48872-9104

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800 (+5.38%)	$117,600 (+5.38%)
2025	$997.00 (+19.12%) Homeowner's exemption	$55,800 (+18.72%)	$111,600 (+18.72%)
2023	$837.00 Homeowner's exemption	$47,000	$94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	18 (1981–2026)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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