1810 James Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 1810 James Ave, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1959
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$799 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN007-68-006-021

Property Details

APN / Parcel Number

Primary APN007-68-006-021
Alternative APN
  • 0076800602100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Heated Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1810 JAMES AVE
CityOWOSSO
StateMI
Zip48867-3927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE SUB. CALEDONIA TWP LOT 21 & E 20 FT OF LOT 20 BLK 6
Legal SubdivisionRIVERSIDE SUB
Legal Block6
Legal Lot Number21,20
JurisdictionSHIAWASSEE MI
Township / Civil DivisionCALEDONIA
Census Block Group3
Census Block3038
Census Tract31600

Owner

1810 James Ave is owned and occupied by two individuals.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1810 JAMES AVE, OWOSSO, MI 48867-3927
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1810 JAMES AVE, OWOSSO, MI 48867-3927
Document Number0012500672
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyHOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 JAMES AVE OWOSSO MI 488673927, OWOSSO, MI 48867-3927

Mortgage

Document Number0012500672
DateOct 5, 2018
Book Page001250/000672
Instrument3314055
Lender
NameSECURITY CU
AddressHOLLY, MI 48442
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueOct 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1810 James Ave was $799 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionCaledonia Charter Township
Unified School DistrictCorunna Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,900 (+4.59%)$95,800 (+4.59%)
2025$799.00 Homeowner's exemption$45,800$91,600
2023$669.00 Homeowner's exemption$38,100$76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1810 James Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims18 (1981–2026)
Claims Outside the SFHA3 of 18
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1810 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
DayStarr
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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