1839 E River Rd, Muskegon, MI 49445 Property Records

Muskegon County property record for 1839 E River Rd, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 2000
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61-10-003-100-0022-20`

Property Details

APN / Parcel Number

Primary APN	`61-10-003-100-0022-20`
Alternative APN	`10003100002220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	18,687 sqft (0.429 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer

Location & Zoning

Street Address	1839 E RIVER RD
City	MUSKEGON
State	MI
Zip	49445-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 3 T10N R16W PART OF NE FRAC 1/4 OF NW FRAC 1/4 DESC AS: COMM AT N 1/4 COR OF SD SEC TH N 89D 05
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	2
Census Block	2004
Census Tract	1800

Owner

1839 E River Rd is owned and occupied by two individuals who acquired it in January 2003.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1839 E RIVER RD, MUSKEGON, MI 49445-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2003
Deed Sale	Jan 27, 2003
Deed Document Number	20035022482
Deed Book / Page	3522 / 407
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	1839 E RIVER RD, MUSKEGON, MI 49445-1643
Document Number	0005660482
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1839 E RIVER RD MUSKEGON MI 494451643, MUSKEGON, MI 49445-1643

Mortgage

Document Number	0005660482
Date	Jul 18, 2019
Book Page	004194/000754
Instrument	5660482

Lender

Name	BEST FIN'L CU
Address	MUSKEGON, MI 49444

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1839 E River Rd was $2,638 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (+5.97%)	$266,200 (+5.97%)
2025	$2,638.00 Homeowner's exemption	$125,600	$251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1839 E River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1839 E River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20