1821 E River Rd, Muskegon, MI 49445 Property Records

Muskegon County property record for 1821 E River Rd, Muskegon, MI 49445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 1989
Lot Size0.425 acres (18,513 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Apr 2023)
Tax Bill$5,068 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10003100002400

Property Details

APN / Parcel Number

Primary APN10003100002400
Alternative APN
  • 61-10-003-100-0024-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Lot Area18,513 sqft (0.425 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1821 E RIVER RD
CityMUSKEGON
StateMI
Zip49445-1643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMUSKEGON CHARTER TOWNSHIP SEC 3 T10N R16W MU-44E THAT PART OF THE NE FRAC 1/4 OF NW FRAC 1/4 SEC 3 T10N R16W DESC AS FOLL:
JurisdictionMUSKEGON MI
Township / Civil DivisionMUSKEGON
Census Block Group2
Census Block2004
Census Tract1800

Owner

1821 E River Rd is owned and occupied by an individual who bought it in April 2023.

Source: Muskegon County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1821 E RIVER RD, MUSKEGON, MI 49445-1643
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Apr 27, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2023 · Amount on File
Deed SaleApr 27, 2023 · Amount on File
Prior SaleJun 22, 2006 · Amount on File
Deed Document Number20235794363
Deed Book / Page4328 / 768
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address1821 E RIVER RD, MUSKEGON, MI 49445-1643
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 RIVER RD, MUSKEGON, MI 49445-1643

Mortgage

Document Number004334/760
DateJul 24, 2023
Book Page4334/760
Instrument5800351
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateApr 27, 2023
Property Address1821 E RIVER RD, MUSKEGON, MI 49445-1643
Document Number004328/768
Book / Page4328 / 768
Instrument DateApr 25, 2023
Instrument5794363
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1821 E RIVER RD, MUSKEGON, MI 49445-1643

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1821 E RIVER RD, MUSKEGON, MI 49445-1643

Mortgage

Document Number0005794364
DateApr 27, 2023
Instrument5794364
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1821 E River Rd was $5,068 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionMuskegon Charter Township
Unified School DistrictReeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,200 (+5.8%)$244,400 (+5.8%)
2025$5,068.00 Homeowner's exemption$115,500$231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1821 E River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1821 E River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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