Osceola County property record for 1838 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,473 sqft Heated Area |
| Lot Size | 3,920 sqft (0.089 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2023) |
| Tax Bill | $4,463.00 (2025) |
| Primary APN | 062631063700010260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,473 sqft Heated Area |
| Gross Area | 1,950 sqft Gross Area |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1838 OVERCUP AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4880 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 26 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | OAKTREE POINTE VILLAS |
| Legal Tract | 637 |
| Legal Lot Number | 26 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631063700010260
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Aug 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Feb 27, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Doc Number | 2023123234 |
| Deed Book / Page | 6476 / 622 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2023 |
| Property Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0064760622 |
| Book / Page | 6476 / 622 |
| Map Reference | MB 26 PG 73&74 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023123234 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | A 1 TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8967 FALLSMILL DR, JACKSONVILLE, FL 32244-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0006476624 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 6476/624 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0064760641 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 6476/641 |
| Instrument | 2023123236 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1888 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0060301313 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 6030/1313 |
| Instrument | 2021132639 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0056812326 |
| Book / Page | 5681 / 2326 |
| Map Reference | MB 26 PG 73&74 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 2020028661 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,622.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 777 S FLAGLER DR # DR800W, 777, WEST PALM BEACH, FL 33401-6161 |
| Name | Verified Name |
|---|---|
| Address | 1838 OVERCUP AVE, SAINT CLOUD, FL 34771-4880 |
| Document Number | 0056812328 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 5681/2328 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,463.00 (+111,475%) Homeowner's exemption | $292,236 (+41.41%) | $302,500 (+8.38%) Land $65,000 Building $237,500 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $206,663 (+3%) | $279,100 (+20.3%) Land $65,000 Building $214,100 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $200,644 | $232,000 Land $50,000 Building $182,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 469 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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