1834 Overcup Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1834 Overcup Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,702 sqft Heated Area
Lot Size	3,920 sqft (0.089 acres)
Occupancy	Owner Occupied
Last Sale	$240,995 (2020)
Tax Bill	$4,374.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`062631063700010280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,702 sqft Heated Area
Gross Area	2,093 sqft Gross Area
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1834 OVERCUP AVE
City	SAINT CLOUD
State	FL
Zip	34771-4880
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 28
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	OAKTREE POINTE VILLAS
Legal Tract	637
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 062631063700010280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1834 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Deed Doc Number	2020124458
Deed Book / Page	5795 / 1144
Record Refreshed	Jun 08, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2020
Property Address	1834 OVERCUP AVE, SAINT CLOUD, FL 34771-4880
Document Number	0057951144
Book / Page	5795 / 1144
Map Reference	MB 26 PG 73&74
Instrument Date	Sep 15, 2020
Instrument	2020124458
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 S FLAGLER DR # 800, 777, WEST PALM BEACH, FL 33401-6161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 OVERCUP AVE, SAINT CLOUD, FL 34771-4880

Mortgage

Document Number	0057951146
Date	Sep 17, 2020
Instrument	5795/1146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,374.00 (+5.12%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$308,905 (+4.78%)	$323,300 (+9.67%) Land $65,000 Building $258,300
2023	$4,161.00 (-1.26%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$294,800 (+20.18%) Land $65,000 Building $229,800	$294,800 (+20.18%) Land $65,000 Building $229,800
2022	$4,214.00	$245,300 Land $50,000 Building $195,300	$245,300 Land $50,000 Building $195,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 469 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.