1836 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 1836 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1989
Lot Size	1.29 acres (56,236 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Jan 2017)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-1S-28-0000-00612-0000`

Property Details

APN / Parcel Number

Primary APN	`14-1S-28-0000-00612-0000`
Alternative APN	`S281140000006120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	2,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,236 sqft (1.29 acres)
Lot Dimensions	380 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1836 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-7451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COM AT INSCT OF C/L OF HWY 191 & S SEC LN THN N 2853E ALNG R/W 691.90 FT THN S7145E 38. 71 FT TO E R/W HWY 191 & POB THN CONT 321.05 FT THN S84E 105 FT THN N1550W 160.84 FT THN N7424W 322.10 FT TO R/W HWY 191 THN S2031W ALNG R/W 140.45 FT TO PO
Legal Range	28W
Legal Township	1S
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1017
Census Tract	10710

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1836 GARCON POINT RD, MILTON, FL 32583-7451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage LENDING 3 INC
Jan 18, 2017	Warranty Deed, Transfer · FHA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Prior Sale	Oct 7, 2010
Deed Document Number	20171914
Deed Book / Page	3591 / 1355
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1836 GARCON POINT RD, MILTON, FL 32583-7451
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 GARCON POINT RD, MILTON, FL 32583-7451

Mortgage

Document Number	0043071772
Date	Jul 20, 2022
Book Page	4307/1772
Instrument	202242733

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1836 GARCON POINT RD, MILTON, FL 32583-7451
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 GARCON POINT RD, MILTON, FL 32583-7451

Mortgage

Document Number	0041811271
Date	Sep 22, 2021
Book Page	4181/1271
Instrument	202163285

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 18, 2017
Property Address	1836 GARCON POINT RD, MILTON, FL 32583-7451
Document Number	0035911355
Book / Page	3591 / 1355
Instrument Date	Jan 17, 2017
Instrument	201701914
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 GARCON POINT RD, MILTON, FL 32583-7451

Mortgage

Document Number	0201701915
Date	Jan 18, 2017
Instrument	201701915

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+6.37%) Homeowner's exemption Disabled Person's exemption	$167,320 (+2.9%)	$222,565 (+1.5%) Land $19,365 Building $203,200
2024	$1,523.00 (+2.21%) Homeowner's exemption Widower's exemption	$162,604 (+3%)	$219,280 (+5.83%) Land $28,600 Building $190,680
2023	$1,490.00 (-0.93%) Homeowner's exemption Disabled Person's exemption	$157,868 (+3%)	$207,204 (+0.26%) Land $18,700 Building $188,504
2022	$1,504.00 Homeowner's exemption Disabled Person's exemption	$153,270	$206,664 Land $18,700 Building $187,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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