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1820 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 1820 Garcon Point Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size2.1 acres (91,781 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (May 2026)
Tax Bill$1,129 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN14-1S-28-0000-00601-0000

Property Details

APN / Parcel Number

Primary APN14-1S-28-0000-00601-0000
Alternative APN
  • S281140000006010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area91,781 sqft (2.1 acres)
Lot Dimensions215 ft deep x 125 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area80 sqft
Deck Area464 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1820 GARCON POINT RD
CityMILTON
StateFL
Zip32583-7451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHANCED LIFE EST RESERVED*: *DESCRIPTION PER DEED 2017* COM AT SW SEC CORN THN S84*06 '0E ON S SEC LN 4892.64 FT TO C/L OF SRD #S-191 THN N29*08' 32E SLNG C/L 430.22 FT THN S 60*55'26E 50.19 FT TO NW CORN OF OR 655 PG 752 FOR POB THN CONT 208.72 FT
Legal Range28W
Legal Township1S
Legal Section14
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1017
Census Tract10710

Owner

Source: Santa Rosa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1820 GARCON POINT RD, MILTON, FL 32583-7451
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Warranty Deed, Transfer · FHA Mortgage
NEIGHBORS BANK
Apr 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleMar 9, 1998
Deed Document Number202626680
Deed Book / Page4748 / 1542
Prior Transfer DateDec 18, 2017
Prior Transfer Doc0037200261
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 27, 2026
Property Address1820 GARCON POINT RD, MILTON, FL 32583-7451
Document Number0000026680
Book / Page4748 / 1542
Instrument DateMay 27, 2026
Instrument202626680
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyFISHER TITLE SERVICES LLC, FISHER TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 GARCON POINT RD, MILTON, FL 32583-7451

Mortgage

Document Number0000026681,
DateMay 27, 2026
Instrument202626681
Lender
NameNEIGHBORS BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateApr 19, 2018
Property Address1820 GARCON POINT RD, MILTON, FL 32583-7451
Document Number0037200261
Book / Page003720 / 000261
Instrument DateDec 18, 2017
Instrument15478
Transaction TypeTransfer
Record UpdatedJun 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1820 GARCON POINT RD MILTON FL 325837451, MILTON, FL 32583-7451

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,129.00 (+6.41%) Homeowner's exemption$125,346 (+2.9%)$200,796 (+9.08%) Land $34,765 Building $166,031
2024$1,061.00 (+2.51%) Homeowner's exemption$121,813 (+3%)$184,082 (+1.83%) Land $34,765 Building $149,317
2023$1,035.00 (+2.88%) Homeowner's exemption$118,265 (+3%)$180,774 (+4.42%) Land $33,000 Building $147,774
2022$1,006.00 Homeowner's exemption$114,820$173,130 Land $33,000 Building $140,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 469 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 in force
Nearby Flood Claims153 (2004–2022)
Claims Outside the SFHA14 of 153
Most Recent ClaimFeb 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 117 claims
  • Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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