1835 Low Gap Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 1835 Low Gap Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 1968
Lot Size	1.14 acres (49,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500 (May 2022)
Tax Bill	$1,101 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14375-036`

Property Details

APN / Parcel Number

Primary APN	`14375-036`
Alternative APNs	`143907969051` `111967` `66396`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,390 sqft Heated Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Lot Area	49,746 sqft (1.14 acres)

Location & Zoning

Account Number	111967
Old Parcel Number	14375036
Street Address	1835 LOW GAP RD
City	JEFFERSON
State	NC
Zip	28640-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.142 A ADJ JOHN C ELDRETH RT 1597 (RURAL PAVED)
Legal Subdivision	SURVEY FOR GOLDIE M LYLE
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	2
Census Block	2028
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 18, 2022	Warranty Deed, Transfer
Aug 12, 2020	Warranty Deed, Transfer
Aug 12, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	20222729
Deed Book / Page	541 / 1959
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	00541/1959
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357

Mortgage

Document Number	00582/2410
Date	Mar 23, 2026
Book Page	582/2410
Instrument	1174

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2056

Interest

Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 18, 2022
Property Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357
Document Number	00541/1959
Book / Page	541 / 1959
Map Reference	MB 8 PG 406
Instrument Date	Apr 17, 2022
Instrument	2729
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 12, 2020
Property Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357
Document Number	00515/1245
Book / Page	515 / 1245
Map Reference	MB 8 PG 406
Instrument Date	Jul 28, 2020
Instrument	3793
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 262, WEST JEFFERSON, NC 28694-0262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 12, 2020
Property Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357
Document Number	00515/1242
Book / Page	515 / 1242
Instrument Date	Jul 28, 2020
Instrument	3792
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 LOW GAP RD, JEFFERSON, NC 28640-9357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, WEST JEFFERSON, NC 28694-0275

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,101.00	$219,000 (-) Land $16,700 Building $202,300	$219,000 (-) Land $16,700 Building $202,300
2025	$1,101.00 (+6.38%)	$219,000 (-) Land $16,700 Building $202,300	$219,000 (-) Land $16,700 Building $202,300
2023	$1,035.00 (+15.26%)	$219,000 (+59.5%) Land $16,700 Building $202,300	$219,000 (+59.5%) Land $16,700 Building $202,300
2022	$898.00	$137,300 Land $15,900 Building $121,400	$137,300 Land $15,900 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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