1175 Low Gap Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 1175 Low Gap Rd, Jefferson, NC 28640 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleContemporary
Year BuiltBuilt 1995
Square Footage2,733 sqft Heated Area
Lot Size1,471,980 sqft (33.7 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2017)
Tax Bill$2,526.00 (2025)

Property Details

APN / Parcel Number

Primary APN14375-021
Alternative APN
  • 99116

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area2,733 sqft Heated Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleContemporary Style
Lot Area1,471,980 sqft (33.7 acres)

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number99116
Street Address1175 LOW GAP RD
CityJEFFERSON
StateNC
Zip28640-8830
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description33.792 AC
Legal Tract2
JurisdictionASHE NC
Minor Civil DivisionPEAK CREEK
Census Blockgroup2
Census Block2028
Census Tract970801

Owner

Source: Ashe County records · APN 14375-021

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jun 26, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Mar 02, 2022Warranty Deed, Transfer
Mar 02, 2022Warranty Deed, Transfer
Dec 12, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2017 · Amount on Record
Deed SaleDec 12, 2017 · Amount on Record
Deed Doc Number20175593
Deed Book / Page487 / 45
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830

Mortgage

Document Number00581/1754
DateFeb 11, 2026
Book Page581/1754
Instrument532
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressPO BOX 26592, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00513/1687
DateJun 26, 2020
Book Page513/1687
Instrument2878
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateMar 02, 2022
Property Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
Document Number00538/2047
Book / Page538 / 2047
Map ReferenceMB 10 PG 505
Instrument DateJan 21, 2022
Instrument1085
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 WONDERWOOD DR, CHARLOTTE, NC 28211-4012

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address400 AVINGER LN APT 709, 709, DAVIDSON, NC 28036-6707

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateMar 02, 2022
Property Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
Document Number00538/2051
Book / Page538 / 2051
Map ReferenceMB 10 PG 505
Instrument DateJan 21, 2022
Instrument1086
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address400 AVINGER LN APT 709, 709, DAVIDSON, NC 28036-6707

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 WONDERWOOD DR, CHARLOTTE, NC 28211-4012

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateDec 12, 2017
Property Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
Document Number00487/0045
Book / Page0487 / 0045
Instrument DateDec 05, 2017
Instrument05593
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1977 ROCKLEDGE DR, ROCKLEDGE, FL 32955-4910

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 LOW GAP RD, JEFFERSON, NC 28640-8830
InvestorPossibly a Property Investor

Mortgage

Document Number00487/0049
DateDec 12, 2017
Book Page0487/0049
Instrument05594
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,526.00 (+6.36%)$502,300 (-)$648,100 (-) Land $184,000 Building $464,100
2023$2,375.00 (+29.71%)$502,300 (+60.99%)$648,100 (+32.1%) Land $184,000 Building $464,100
2022$1,831.00$312,000$490,600 Land $216,800 Building $273,800

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