1835 J Lowery Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1835 J Lowery Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1978
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$723 (2024)
Flood Zone	Zone X (minimal risk)
APN	`03-4N-30-0000-00511-0000`

Property Details

APN / Parcel Number

Primary APN	`03-4N-30-0000-00511-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Heated Area
Gross Area	2,268 sqft
1st Floor Area	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	2,000 ft deep x 2,680 ft wide
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Patio Area	368 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	034N300000005110000
Street Address	1835 J LOWERY RD
City	JAY
State	FL
Zip	32565-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	TH N 200 FT OF THE FOLLOWING: COMM AT TH NW COR OF SEC THN N8911'53E 268.17 FT TO POB THN S0002'52W 662.14 FT THN
Legal Range	30W
Legal Township	04N
Legal Section	03
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3020
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 03-4N-30-0000-00511-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1835 J LOWERY RD, JAY, FL 32565-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2014
Deed Sale	Feb 19, 2014
Deed Document Number	0033271464
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$723.00 (+3.14%) Homeowner's exemption	$92,097 (+3%)	$139,645 (+1.24%) Land $11,610 Building $128,035
2023	$701.00 (+3.24%) Homeowner's exemption	$89,415 (+3%)	$137,930 (+3.25%) Land $11,610 Building $126,320
2022	$679.00 Homeowner's exemption	$86,811	$133,590 Land $11,610 Building $121,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Based on FCC filings for 11 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.