1609 J Lowery Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1609 J Lowery Rd, Jay, FL 32565 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$575 (2024)
Flood Zone	Zone X (minimal risk)
APN	`04-4N-30-0000-00102-0000`

Property Details

APN / Parcel Number

Primary APN	`04-4N-30-0000-00102-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Heated Area
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Shed	1 Shed
Shed Area	2 sqft
Stable	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	044N300000001020000
Street Address	1609 J LOWERY RD
City	JAY
State	FL
Zip	32565-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENHANCED LIFE ESTATE RESERVED IN THE FOLLOWING DES PROPERTY: COM NW CORN THN E 261.5 FT TO POB THN S 500 FT THN E 174 FT THN
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3008
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 04-4N-30-0000-00102-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1609 J LOWERY RD, JAY, FL 32565-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2011
Deed Sale	May 10, 2011
Deed Document Number	0003056933
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$575.00 (+5.7%) Homeowner's exemption Senior Citizen's exemption	$105,201 (+3%)	$180,477 (+0.96%) Land $36,000 Building $144,477
2023	$544.00 (+4.02%) Homeowner's exemption Senior Citizen's exemption	$102,137 (+3%)	$178,763 (+4.55%) Land $36,000 Building $142,763
2022	$523.00 Homeowner's exemption Senior Citizen's exemption	$99,162	$170,983 Land $36,000 Building $134,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 446 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.