18348 NW 286th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 18348 NW 286th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,024 sqft · built 2006
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (May 2021)
Tax Bill$2,620 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-22-34-33-0A00-00004-F000

Property Details

APN / Parcel Number

Primary APN1-22-34-33-0A00-00004-F000

Interior

Full Baths3 Baths
Building Area1,024 sqft Heated Area
Gross Area2,946 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialLogs
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area108,900 sqft (2.5 acres)
PorchEnclosed Porch
Patio Area410 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address18348 NW 286TH ST
CityOKEECHOBEE
StateFL
Zip34972-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT F OF TRACT 4 EAST 1/2 OF THE WEST 1/2 OF THE SOUTH 1/2 OF THE NORTH 1/2 OF TRACT 4, SECTION 22 AS TO THE SOUTHERN COLONIZ
Legal Range33E
Legal Township34S
Legal Section22
Legal SubdivisionSOUTHERN COLONIZATION CO
Legal Tract4
Legal Lot NumberF
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1143
Census Tract910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18348 NW 286TH ST, OKEECHOBEE, FL 34972-4922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJan 27, 2005 · Amount on Record
Deed Document Number2021006752
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 28, 2021
Property Address18348 NW 286TH ST, OKEECHOBEE, FL 34972-4922
Document Number0000006752
Map ReferenceMB 4 PG 3&3A-3E
Instrument DateMay 27, 2021
Instrument2021006752
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2626, OKEECHOBEE, FL 34973-2626

Transferred To (Grantee/Buyer)

NameVerified Name
Address18348 NW 288TH ST, OKEECHOBEE, FL 34972-4917

Mortgage

Document Number0000006753
DateMay 28, 2021
Instrument2021006753
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,620.00 (-20.49%) Homeowner's exemption$231,669 (+7.66%)$291,111 (+8.31%) Land $37,000 Building $254,111
2023$3,295.00 (+5.81%) Homeowner's exemption$215,182 (+3%)$268,787 (+28.66%) Land $32,000 Building $236,787
2022$3,114.00 Homeowner's exemption$208,915 Land $27,000 Building $181,915$208,915 Land $27,000 Building $181,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

May also be available: Verizon.

Nearby Properties on NW 286th St

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