18346 NW 286th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 18346 NW 286th St, Okeechobee, FL 34972

Property Summary

Property Type	Vacant Land
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$169 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-22-34-33-0A00-00004-K000`

Property Details

APN / Parcel Number

Primary APN	`1-22-34-33-0A00-00004-K000`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	18346 NW 286TH ST
City	OKEECHOBEE
State	FL
Zip	34972-4922
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT K OF TRACT 4 EAST 1/2 OF THE WEST 1/2 OF THE NORTH 1/2 OF THE SOUTH 1/2 OF TRACT 4, SECTION 22 AS TO THE SOUTHERN COLONIZ
Legal Range	33E
Legal Township	34S
Legal Section	22
Legal Subdivision	TRACT 4
Legal Tract	4
Legal Lot Number	K
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1148
Census Tract	910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1624 BRIER PATCH TRL, WELLINGTON, FL 33414-5970
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Sep 8, 2020	Correction Deed, Transfer CALOOSA TITLE INSURANCE AGENCY INC, CALOOSA TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020
Deed Sale	Aug 14, 2020
Prior Sale	Jun 14, 2016 · Amount on Record
Deed Document Number	2020007307
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	2020007307
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 31, 2020
Property Address	18346 NW 286TH ST, OKEECHOBEE, FL 34972
Document Number	0000007307
Instrument Date	Jul 24, 2020
Instrument	7307
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CALOOSA TITLE INSURANCE AGENCY INC, CALOOSA TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1624 BRIER PATCH TRL WELLINGTON FL 334145970, WELLINGTON, FL 33414-5970

Mortgage

Document Number	7308
Date	Jul 31, 2020
Instrument	7308

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	LABELLE, FL 33935
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2025

Interest

Rate	9.99%

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 8, 2020
Property Address	18346 NW 286TH ST, OKEECHOBEE, FL 34972
Document Number	0000008575
Instrument Date	Jul 24, 2020
Instrument	8575
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	CALOOSA TITLE INSURANCE AGENCY INC, CALOOSA TITLE INS AGCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1624 BRIER PATCH TRL WELLINGTON FL 334145970, WELLINGTON, FL 33414-5970

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$169.00 (-56.89%)	$16,700 (+16.78%) Land $16,700	$16,700 (+16.78%) Land $16,700
2023	$392.00 (+8.29%)	$14,300 (+11.72%) Land $14,300	$14,300 (+11.72%) Land $14,300
2022	$362.00	$12,800 Land $12,800	$12,800 Land $12,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

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