18348 Big Bear Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 18348 Big Bear Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,977 sqft · built 2016
Lot Size	0.191 acres (8,301 sqft)
Owner	Individual Name on Record
Last Sale	$666,000 (Jul 2020)
Tax Bill	$13,288 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`210-240-030-000`

Property Details

APN / Parcel Number

Primary APN	`210-240-030-000`
Alternative APN	`210-240-03`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,977 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	8,301 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	210-240-03
Street Address	18348 BIG BEAR DR
City	LATHROP
State	CA
Zip	95330-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-FM PT OF 210-210-19 PER RIVER ISLANDS PHASE 1B
Legal Subdivision	RIVER ISLANDS-PH 1B EAST
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1106
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 28, 2020	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 28, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202090992
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000090993
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 18, 2026
Property Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206
Document Number	0000055445
Instrument Date	Jun 12, 2026
Instrument	202655445
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206

Mortgage

Document Number	0000055445,
Date	Jun 18, 2026
Instrument	202655445

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206

Mortgage

Document Number	0000108748
Date	Jun 25, 2021
Instrument	2021-108748

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.12%
Margin	3
Max Rate	7.12%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2020
Property Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206
Document Number	0000090993
Map Reference	MB 42 PG 58
Instrument Date	Jul 22, 2020
Instrument	2020-090993
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2020
Property Address	18348 BIG BEAR DR, LATHROP, CA 95330-8206
Document Number	0000090992
Instrument Date	Feb 5, 2020
Instrument	90992
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$733.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18348 BIG BEAR DR LATHROP CA 953308206, LATHROP, CA 95330-8206

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,288.00 (-1.32%)
2025	$13,466.00 (+4.26%)	$720,885 (+4.04%) Land $129,890 Building $590,995
2023	$12,916.00 (+1.89%)	$692,895 Land $124,848 Building $568,047	$804,960
2022	$12,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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