San Joaquin County property record for 18277 Big Bear Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,488 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $603,500 (Mar 2019) |
| Tax Bill | $12,462 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-240-710-000 |
| Primary APN | 210-240-710-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 647 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18277 BIG BEAR DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 28 RIVER ISLANDS PHASE 1B VILLAGE A3 |
| Legal Subdivision | RIVER ISLANDS PH 1B VILLA |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 5214 |
18277 Big Bear Dr is owned and occupied by two individuals who bought it in March 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18277 BIG BEAR DR, LATHROP, CA 95330-8287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 15, 2019 | Grant Deed, Subdivision Related Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on File |
| Deed Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 201925836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18277 BIG BEAR DR, LATHROP, CA 95330-8287 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 18277 BIG BEAR DR, LATHROP, CA 95330-8287 |
| Document Number | 0000083246 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-083246 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 18277 BIG BEAR DR, LATHROP, CA 95330-8287 |
| Document Number | 0000025836 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 25836 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 6, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $663.85 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18277 BIG BEAR DR LATHROP CA 953308287, LATHROP, CA 95330-8287 |
| Document Number | 25837 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 25837 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2049 |
The 2026 property tax bill for 18277 Big Bear Dr was $12,462 with a homeowner's exemption, down 0.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,462.00 (-0.91%) | ||
| 2025 | $12,576.00 Homeowner's exemption | $673,056 Land $133,860 Building $539,196 | |
| 2023 | $12,056.00 (+1.9%) Homeowner's exemption | $646,922 Land $128,663 Building $518,259 | $877,050 |
| 2022 | $11,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18277 Big Bear Dr in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18277 Big Bear Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, unWired Broadband, Verizon.
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