Charles County property record for 18342 Wharf Ln, Benedict, MD 20612
| Property Type | Commercial |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1993 |
| Lot Size | 0.407 acres (17,718 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Sep 2006) |
| Tax Bill | $15,974 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-008551 |
| Primary APN | 09-008551 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Gross Area |
| 1st Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,718 sqft (0.407 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 008551 |
|---|---|
| Street Address | 18342 WHARF LN |
| City | BENEDICT |
| State | MD |
| Zip | 20612 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CV |
| Legal Description | .393 AC BENEDICT |
| Legal Subdivision | BENEDICT |
| Legal Block | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851402 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 317, BENEDICT, MD 20612-0317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2006 · Amount on Record |
| Deed Sale | Sep 27, 2006 · Amount on Record |
| Prior Sale | Aug 28, 2006 |
| Deed Document Number | 200615606 |
| Deed Book / Page | 6014 / 180 |
| Last Transfer Date | Oct 2, 2024 |
| Transfer Doc | 0134600286 |
| Record Updated | Oct 29, 2026 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,500 (+4.51%) Land $269,100 Building $308,400 | $577,500 (-) Land $269,100 Building $308,400 | |
| 2025 | $15,974.00 (+129.61%) | $552,567 (+9.92%) | $577,500 (+14.88%) Land $269,100 Building $308,400 |
| 2023 | $6,957.00 Homeowner's exemption | $502,700 Land $269,100 Building $233,600 | $502,700 Land $269,100 Building $233,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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