Charles County property record for 18318 Wharf Ln, Benedict, MD 20612
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 900 sqft · built 1950 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Aug 1998) |
| Tax Bill | $2,593 (2023) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-002022 |
| Primary APN | 09-002022 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Commercial/Industrial |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 002022 |
|---|---|
| Street Address | 18318 WHARF LN |
| City | BENEDICT |
| State | MD |
| Zip | 20612 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CV |
| Legal Description | .29 AC N SI WHARF LANE |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851402 |
18318 Wharf Ln, a commercial property, is owned by an individual who acquired it in October 2021.
Source: Charles County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 166, BENEDICT, MD 20612-0166 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 1998 · Amount on File |
| Deed Sale | Aug 14, 1998 · Amount on File |
| Deed Document Number | 199813998 |
| Deed Book / Page | 2621 / 119 |
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0122230073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 17, 2021 |
| Property Address | 18318 WHARF LN, BENEDICT, MD 20612 |
| Document Number | 0122230073 |
| Book / Page | 12223 / 73 |
| Instrument Date | Oct 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 166, BENEDICT, MD 20612-0166 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,000 (+3.37%) Land $116,100 Building $75,900 | $192,000 (-) Land $116,100 Building $75,900 | |
| 2025 | $185,733 | $192,000 Land $116,100 Building $75,900 | |
| 2023 | $2,593.00 | $173,200 Land $116,100 Building $57,100 | $173,200 Land $116,100 Building $57,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18318 Wharf Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18318 Wharf Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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