18342 Arcola Bay Ln, Richmond, TX 77407 Property Records

Fort Bend County property record for 18342 Arcola Bay Ln, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 2019
Lot Size	0.137 acres (5,970 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2020)
Tax Bill	$8,298 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R492260`

Property Details

APN / Parcel Number

Primary APN	`R492260`
Alternative APN	`4757-04-001-0120-907`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	950 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Frame/Masonry
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,970 sqft (0.137 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18342 ARCOLA BAY LN
City	RICHMOND
State	TX
Zip	77407-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW RETREAT SEC 4, BLOCK 1, LOT 12
Legal Subdivision	LAKEVIEW RETREAT SEC 4
Legal Block	1
Legal Lot Number	12
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2020
Census Tract	672907

Owner

18342 Arcola Bay Ln is owned and occupied by an individual who bought it in January 2020.

Source: Fort Bend County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	18342 ARCOLA BAY LN, RICHMOND, TX 77407-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Deed Document Number	20202180
Prior Transfer Date	Jan 6, 2020
Prior Transfer Doc	0000002180
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	18342 ARCOLA BAY LN, RICHMOND, TX 77407-1112
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18342 ARCOLA BAY LN, RICHMOND, TX 77407-1112

Mortgage

Document Number	0000107726
Date	Nov 8, 2023
Instrument	2023107726

Lender

Name	TREAM TRAN NGOC PHAM ETAL
Type	Private Party
Address	11907 PALMETTO SHORES DR, HOUSTON, TX 77065

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 18342 Arcola Bay Ln was $8,298 with a homeowner's exemption, up 5.1% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,298.00 (+5.1%) Homeowner's exemption	$385,814 (+7%) Land $37,538 Building $348,276	$385,814 (-1.48%) Land $37,538 Building $348,276
2024	$7,895.00 (+31.8%) Homeowner's exemption	$360,568 (-8.9%) Land $37,538 Building $354,055	$391,593 (-1.06%) Land $37,538 Building $354,055
2023	$5,990.00	$395,807 Land $28,875 Building $366,932	$395,807 Land $28,875 Building $366,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18342 Arcola Bay Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	10 (2017)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18342 Arcola Bay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 190 serves 5,049 people · EPA ID TX0790501
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20