Fort Bend County property record for 18331 Arcola Bay Ln, Richmond, TX 77407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,723 sqft · built 2019 |
| Lot Size | 0.127 acres (5,510 sqft) |
| Owner | Trust Name on File |
| Last Sale | $267,200 (Aug 2021) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R492345 |
| Primary APN | R492345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,143 sqft |
| 1st Floor Area | 1,723 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,510 sqft (0.127 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 18331 ARCOLA BAY LN |
|---|---|
| City | RICHMOND |
| State | TX |
| Zip | 77407-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW RETREAT SEC 4, BLOCK 5, LOT 5 |
| Legal Subdivision | LAKEVIEW RETREAT SEC 4 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | SUGAR LAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 672907 |
18331 Arcola Bay Ln is held in a trust since October 2022.
Source: Fort Bend County records, as of September 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12696 VISTA PANORAMA, SANTA ANA, CA 92705-1393 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Vendor's Lien, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| May 1, 2020 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | May 1, 2020 · Amount on File |
| Deed Document Number | 2021134655 |
| Last Transfer Date | Oct 9, 2022 |
| Transfer Doc | 0000135848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 12, 2021 |
| Property Address | 18331 ARCOLA BAY LN, RICHMOND, TX 77407-1116 |
| Document Number | 0000134655 |
| Map Reference | PL 20190096 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021134655 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | SELECTITLE LLC, SELECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18331 ARCOLA BAY LN, 18331, RICHMOND, TX 77407-1116 |
| Name | Verified Name |
|---|---|
| Address | 12696 VISTA PANORAMA, SANTA ANA, CA 92705-1393 |
| Document Number | 0000134656 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021134656 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | May 1, 2020 |
| Property Address | 18331 ARCOLA BAY LN, RICHMOND, TX 77407-1116 |
| Document Number | 0000049648 |
| Map Reference | PL 20190096 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020049648 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | DHI MORTGAGE COMPANY LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18331 ARCOLA BAY LN, RICHMOND, TX 77407-1116 |
| Document Number | 0000049649 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2020049649 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 18331 Arcola Bay Ln was $5,123, down 37.4% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Fort Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,123.00 (-37.39%) | $324,467 (+1.71%) Land $35,750 Building $288,717 | $324,467 (+1.71%) Land $35,750 Building $288,717 |
| 2024 | $8,183.00 (+75%) | $319,026 (+3.24%) Land $35,750 Building $283,276 | $319,026 (+3.24%) Land $35,750 Building $283,276 |
| 2023 | $4,676.00 | $309,000 Land $27,500 Building $281,500 | $309,000 Land $27,500 Building $281,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18331 Arcola Bay Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 10 (2017) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18331 Arcola Bay Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 190 serves 5,049 people · EPA ID TX0790501 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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