1833 Gainer Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1833 Gainer Rd, Baker, FL 32531 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2017
Lot Size	0.324 acres (14,119 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (May 2022)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-053-3150-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-053-3150-8`
Alternative APNs	`22-3N-24-1200-000H-0120` `24N3221200000H0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,214 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,119 sqft (0.324 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	345 sqft
Porch	Finished/Open Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1833 GAINER RD
City	BAKER
State	FL
Zip	32531-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME INV CO OF MILLIGAN LOTS 12 & 13 BLK H
Legal Range	24W
Legal Township	03N
Legal Section	22
Legal Subdivision	HOME INVESTMENT CO ADD
Legal Block	H
Legal Lot Number	120
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2044
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-001-053-3150-8

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11553 ELMWOOD AVE N, CHAMPLIN, MN 55316-2665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 18, 2017	Warranty Deed, Transfer OLD SOUTH LAND TITLE
Aug 18, 2017	Warranty Deed, Transfer OLD SOUTH LAND TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	20223549395
Deed Book / Page	3621 / 1859
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0032733938
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 11, 2022
Property Address	1833 GAINER RD, BAKER, FL 32531-9347
Document Number	0036211859
Book / Page	3621 / 1859
Map Reference	MB 1 PG 11
Instrument Date	May 06, 2022
Instrument	3549395
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 MICHAEL LN, 1401, NORTH POLE, AK 99705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 GAINER RD, BAKER, FL 32531-9347

Mortgage

Document Number	0036211861
Date	May 11, 2022
Instrument	3621/1861

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1833 GAINER RD, BAKER, FL 32531-9347
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035132200
Date	Dec 21, 2020
Book Page	3513/2200
Instrument	3416319

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1833 GAINER RD, BAKER, FL 32531-9347
Document Number	0034341998
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 GAINER RD BAKER FL 325319347, BAKER, FL 32531-9347

Mortgage

Document Number	0034341998
Date	Dec 18, 2019
Book Page	003434/001998
Instrument	3325226

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2017
Property Address	1833 GAINER RD, BAKER, FL 32531-9347
Document Number	0033134050
Book / Page	003313 / 004050
Instrument Date	Aug 11, 2017
Instrument	3154644
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$581.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1551 LENA SWEET BAKER FL 32531, BAKER, FL 32531

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2017
Property Address	1833 GAINER RD, BAKER, FL 32531-9347
Document Number	0033134053
Book / Page	3313 / 4053
Map Reference	MB1 PG11
Instrument Date	Aug 11, 2017
Instrument	3154646
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1551 LENA ST, 1551, BAKER, FL 32531-8482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 S DOMENIC PL, TUCSON, AZ 85730-3521

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00 (+4.89%)	$171,781 (+5.51%) Land $19,461 Building $152,320	$171,781 (+5.51%) Land $19,461 Building $152,320
2023	$1,676.00 (+13.7%)	$162,816 (+8.31%) Land $16,534 Building $146,282	$162,816 (+8.31%) Land $16,534 Building $146,282
2022	$1,474.00	$150,328 Land $15,452 Building $134,876	$150,328 Land $15,452 Building $134,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 662 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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