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1830 Gainer Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1830 Gainer Rd, Baker, FL 32531 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,140 sqft · built 2021
Lot Size0.293 acres (12,797 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Apr 2023)
Tax Bill$1,072 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-596-2518-6

Property Details

APN / Parcel Number

Primary APNC56-000-596-2518-6
Alternative APN
  • 22-3N-24-1200-000K-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Heated Area
1st Floor Area680 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,797 sqft (0.293 acres)
Lot Width170 ft Width
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1830 GAINER RD
CityBAKER
StateFL
Zip32531-9334
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionHOME INV CO MILLIGAN LOTS 2, 3 BLK K
Legal Range24
Legal Township03N
Legal Section22
Legal SubdivisionHOMES INV CO ADDN
Legal BlockK
Legal Lot Number2,3 3
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2045
Census Tract20101

Owner

Source: Okaloosa County records · APN C56-000-596-2518-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1830 GAINER RD, BAKER, FL 32531-9334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 24, 2021Warranty Deed, Transfer · Conventional Mortgage
21ST MORTGAGE CORP
Jan 06, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number3617323
Deed Book / Page3670 / 1865
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 13, 2023
Property Address1830 GAINER RD, BAKER, FL 32531-9334
Document Number0036701865
Book / Page3670 / 1865
Map ReferenceMB 1 PG 11
Instrument DateApr 12, 2023
Instrument3617323
Transaction TypeTransfer
Record UpdatedMay 09, 2023
Title CompanyNOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 WYCH CIR, CRESTVIEW, FL 32536-2264

Transferred To (Grantee/Buyer)

NameVerified Name
Address1830 GAINER RD, BAKER, FL 32531-9334

Mortgage

Document Number0036701867
DateApr 13, 2023
Instrument3670/1867
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 24, 2021
Property Address1830 GAINER RD, BAKER, FL 32531-9334
Document Number0035760906
Book / Page3576 / 906
Map ReferenceMB 1 PG 11
Instrument DateSep 17, 2021
Instrument3491505
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
Tax$157.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5178 RAY ST, BAKER, FL 32531-9305

Transferred To (Grantee/Buyer)

NameVerified Name
Address5820 DOGWOOD DR E, CRESTVIEW, FL 32539-8119

Mortgage

Document Number0003576908
DateSep 24, 2021
Instrument3576/908
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term277 Months
DueOct 01, 2044

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 06, 2017
Property Address1830 GAINER RD, BAKER, FL 32531-9334
Document Number0032823744
Book / Page003282 / 003744
Instrument DateJan 05, 2017
Instrument3110846
Transaction TypeTransfer
Record UpdatedJan 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5178 RAY ST BAKER FL 325319305, BAKER, FL 32531-9305

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,072.00 (+53.36%) Homeowner's exemption$135,865 (+39.8%) Land $18,188 Building $117,677$135,865 (+23.55%) Land $18,188 Building $117,677
2023$699.00 (+3.4%) Homeowner's exemption$97,186 (+3%)$109,972 (+16.55%) Land $16,534 Building $93,438
2022$676.00 Homeowner's exemption$94,355 Land $15,452 Building $78,903$94,355 Land $15,452 Building $78,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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