18323 N Willow Bluff Rd, Katy, TX 77449 Property Records

Harris County property record for 18323 N Willow Bluff Rd, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 1992
Lot Size	0.149 acres (6,510 sqft)
Owner	Individual Name on Record
Last Sale	$148,400 (May 2009)
Tax Bill	$6,359 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-971-002-0007`

Property Details

APN / Parcel Number

Primary APN	`115-971-002-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	1,058 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,510 sqft (0.149 acres)
View / Lot	Neighborhood
Garage Area	273 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1159710020007
Street Address	18323 N WILLOW BLUFF RD
City	KATY
State	TX
Zip	77449-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 2 BRENWOOD SEC 1 2ND PAR R/P
Legal Subdivision	BRENWOOD SEC 1 2ND PAR R/P
Legal Block	2
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	542103

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18323 N WILLOW BLUFF RD, KATY, TX 77449-8414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Warranty Deed, Transfer BANK OF AMERICA
Nov 19, 2019	Warranty Deed, Construction Loan · Construction Mortgage ROBERT J CHRISTENSEN
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2009 · Amount on Record
Deed Sale	May 27, 2009 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Document Number	2009225468
Deed Book / Page	6503 / 1358
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	20090225468
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 29, 2020
Property Address	18323 N WILLOW BLUFF RD, KATY, TX 77449-8414
Document Number	0000178933
Instrument Date	Apr 27, 2020
Instrument	178933
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18323 N WILLOW BLUFF RD KATY TX 774498414, KATY, TX 77449-8414

Mortgage

Document Number	178934
Date	Apr 29, 2020
Instrument	178934

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 19, 2019
Property Address	18323 N WILLOW BLUFF RD, KATY, TX 77449-8414
Document Number	0000512792
Instrument Date	Nov 15, 2019
Instrument	512792
Transaction Type	Construction Loan
Record Updated	Nov 29, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1319 CYPRESS CREEK PKWY #160 HOUSTON TX 770903828, 160, HOUSTON, TX 77090-3828
Investor	Possibly a Property Investor

Mortgage

Document Number	512793
Date	Nov 19, 2019
Instrument	512793

Lender

Name	ROBERT J CHRISTENSEN
Address	17171 PARK ROW # 100, HOUSTON, TX 77084-4935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2020

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18323 N WILLOW BLUFF RD, KATY, TX 77449-8414
Document Number	0000113831
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18323 N WILLOW BLUFF RD KATY TX 774498414, KATY, TX 77449-8414

Mortgage

Document Number	0000113831
Date	Mar 22, 2019
Instrument	113831

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,551 (+2.82%) Land $54,601 Building $230,950	$285,551 (+2.82%) Land $54,601 Building $230,950
2025	$6,359.00 (+200.8%)	$277,729 (-5.97%) Land $54,601 Building $223,128	$277,729 (-5.97%) Land $54,601 Building $223,128
2024	$2,114.00 (+4.19%)
2023		$295,369 Land $54,601 Building $240,768	$295,369 Land $54,601 Building $240,768
2022	$2,029.00 (+32.53%)
2020	$1,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 127 serves 5,247 people · EPA ID TX1012229
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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