1832 Sapling Ct, Castle Rock, CO 80109 Property Records

Douglas County property record for 1832 Sapling Ct, Castle Rock, CO 80109

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,760 sqft · built 2002
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2015)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2505-03-2-05-020`

Property Details

APN / Parcel Number

Primary APN	`2505-03-2-05-020`
Alternative APNs	`R0425489` `0425489`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
Gross Area	5,904 sqft
Basement Area	2,144 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,231 sqft (0.166 acres)
Garage Area	670 sqft
Porch	Porch
Porch Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0425489
Street Address	1832 SAPLING CT
City	CASTLE ROCK
State	CO
Zip	80109-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 RED HAWK # 2 0.166 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	03
Legal Quarter	NW
Legal Subdivision	RED HAWK
Legal Block	1
Legal Lot Number	5
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2029
Census Tract	14410

Owner

1832 Sapling Ct is owned and occupied by two individuals who acquired it in October 2020.

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2017	Quit Claim Deed, Transfer · Line of Credit WESTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on File
Deed Sale	Feb 27, 2015 · Amount on File
Prior Sale	Nov 26, 2002 · Amount on File
Deed Document Number	201511628
Last Transfer Date	Oct 13, 2020
Transfer Doc	0000000090
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000013633
Date	Apr 3, 2023
Instrument	2023013633

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Oct 20, 2020
Property Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000102090
Instrument Date	Oct 13, 2020
Instrument	2020102090
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000102091
Date	Oct 20, 2020
Instrument	2020102091

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	Oct 10, 2017
Property Address	1832 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000068815
Instrument Date	Oct 4, 2017
Instrument	68815
Transaction Type	Transfer
Record Updated	Nov 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 SAPLING CT CASTLE ROCK CO 801094539, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	68816
Date	Oct 10, 2017
Instrument	68816

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1832 Sapling Ct was $4,063, up 2% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,420 (-) Land $14,720 Building $43,700	$859,130 (-) Land $216,457 Building $642,673
2025	$4,063.00 (+2.03%)	$58,420 Land $14,720 Building $43,700	$859,130 Land $216,457 Building $642,673
2024	$3,982.00 (-1.36%)
2023	$4,037.00	$61,160 Land $12,440 Building $48,720	$912,925 Land $185,699 Building $727,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1832 Sapling Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1832 Sapling Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100

May also be available: Aerux Broadband, Verizon.

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