1808 Sapling Ct, Castle Rock, CO 80109 Property Records

Douglas County property record for 1808 Sapling Ct, Castle Rock, CO 80109

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,537 sqft · built 2004
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,024 (May 2004)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2505-03-2-05-022`

Property Details

APN / Parcel Number

Primary APN	`2505-03-2-05-022`
Alternative APNs	`R0425486` `0425486`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,537 sqft Living Area
Gross Area	5,374 sqft
Basement Area	1,837 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,674 sqft (0.268 acres)
Garage Area	701 sqft
Porch	Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0425486
Street Address	1808 SAPLING CT
City	CASTLE ROCK
State	CO
Zip	80109-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 RED HAWK #2 0.268 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	03
Legal Quarter	NW
Legal Subdivision	RED HAWK
Legal Block	1
Legal Lot Number	3
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2029
Census Tract	14410

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST UNITED FCU
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2004 · Amount on Record
Deed Sale	May 12, 2004 · Amount on Record
Prior Sale	Dec 19, 2003
Deed Document Number	200448786
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000013025
Date	Mar 30, 2023
Instrument	2023013025

Lender

Name	NORTHWEST UNITED FCU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049311
Date	Aug 9, 2019
Instrument	2019049311

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014765
Date	Mar 13, 2018
Instrument	2018014765

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078395
Date	Aug 24, 2020
Instrument	2020078395

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1808 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000040489
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	PEAK TITLE AND ESCROW, PEAK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 SAPLING CT CASTLE ROCK CO 801094539, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000040489
Date	Jun 15, 2017
Instrument	40489

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,140 (-) Land $16,940 Building $47,200	$943,122 (-) Land $249,046 Building $694,076
2025	$4,460.00 (+7.55%)	$64,140 (+0.93%) Land $16,940 Building $47,200	$943,122 (-0.57%) Land $249,046 Building $694,076
2024	$4,147.00 (-1.38%)
2023	$4,205.00	$63,550 Land $14,140 Building $49,410	$948,557 Land $211,075 Building $737,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100

May also be available: Aerux Broadband, Verizon.

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