St. Tammany Parish property record for 18315 Derbes Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1970 |
| Owner | Individual Name on Record |
| Tax Bill | $489 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2016 Mortgage |
| APN | 107-011-2976 |
| Primary APN | 107-011-2976 |
|---|---|
| Alternative APN |
|
| Building Area | 1,568 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|
| Old Parcel Number | 107-011-2976 |
|---|---|
| Street Address | 18315 DERBES DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-0343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 140 141A LAZY RIVER ESTATES SEC A SEC 14 7 11 |
| Legal Subdivision | LAZY RIVER ESTATES |
| Legal Lot Number | 140 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18315 DERBES DR, COVINGTON, LA 70433-0343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Jan 11, 2016 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 1998 |
| Deed Sale | Dec 10, 1998 |
| Deed Document Number | 1234561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18315 DERBES DR, COVINGTON, LA 70433-0343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | VILLAGER TITLE LLP, VILLAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002266934 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2266934 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18315 DERBES DR, COVINGTON, LA 70433-0343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002008454 |
|---|---|
| Date | Jan 11, 2016 |
| Instrument | 2008454 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 10, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $489.00 (-3.74%) Homeowner's exemption | $14,861 (-) Land $6,000 Building $8,861 | $148,608 (-) Land $60,000 Building $88,608 |
| 2024 | $508.00 (-6.62%) Homeowner's exemption | $14,861 (+25.29%) Land $6,000 Building $8,861 | $148,608 (+25.29%) Land $60,000 Building $88,608 |
| 2023 | $544.00 Homeowner's exemption | $11,861 (-) Land $3,000 Building $8,861 | $118,608 (-) Land $30,000 Building $88,608 |
| 2022 | $544.00 Homeowner's exemption | $11,861 Land $3,000 Building $8,861 | $118,608 Land $30,000 Building $88,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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