St. Tammany Parish property record for 18285 Derbes Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,500 sqft · built 2022 |
| Lot Size | 0.212 acres (9,277 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,697 (Dec 2021) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2021 Mortgage + 1 more |
| APN | 107-013-3752 |
| Primary APN | 107-013-3752 |
|---|---|
| Alternative APN |
|
| Building Area | 2,500 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 9,277 sqft (0.212 acres) |
| Street Address | 18285 DERBES DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-0342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 134 SEC A LAZY RIVER ESTATES SUB CB 996 269 INST NO 977557 INST NO 1057551 INST NO 2225826 |
| Legal Subdivision | LAZY RIVER ESTATES |
| Legal Lot Number | 134 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
18285 Derbes Dr is owned and occupied by two individuals who bought it in December 2021.
Source: St. Tammany Parish records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18285 DERBES DR, COVINGTON, LA 70433-0342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Sep 9, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Deed Document Number | 20212306525 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 0002225826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18285 DERBES DR, COVINGTON, LA 70433-0342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002360695 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2360695 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18285 DERBES DR, COVINGTON, LA 70433-0342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | VILLAGER TITLE LLP, VILLAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0002267253 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2267253 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 9, 2020 |
| Property Address | 18285 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 0002225826 |
| Map Reference | DOC 1057551 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 2225826 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18297 DERBES DR, COVINGTON, LA 70433-0342 |
| Name | Verified Name |
|---|---|
| Address | 18285 DERBES DR, COVINGTON, LA 70433-0342 |
The 2025 property tax bill for 18285 Derbes Dr was $3,564 with a homeowner's exemption, down 3.8% from the year before.
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564.00 (-3.81%) Homeowner's exemption | $39,268 (-) Land $2,000 Building $37,268 | $392,679 (-) Land $20,000 Building $372,679 |
| 2024 | $3,705.00 (-5.73%) Homeowner's exemption | $39,268 (+24.67%) Land $2,000 Building $37,268 | $392,679 (+24.67%) Land $20,000 Building $372,679 |
| 2023 | $3,930.00 (+1,478.31%) | $31,497 (+1,474.85%) Land $2,000 Building $29,497 | $314,967 (+1,474.84%) Land $20,000 Building $294,967 |
| 2022 | $249.00 | $2,000 Land $2,000 | $20,000 Land $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18285 Derbes Dr; there have been 112 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18285 Derbes Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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