18310 Mackay Dr, Macomb, MI 48042 Property Records

Macomb County property record for 18310 Mackay Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,209 sqft · built 1999
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,024 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-08-277-024`

Property Details

APN / Parcel Number

Primary APN	`20-08-08-277-024`
Alternative APN	`0808277024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,209 sqft Living Area
1st Floor Area	2,175 sqft
Basement Area	2,175 sqft
Unfinished Basement	2,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	122 ft deep x 76 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18310 MACKAY DR
City	MACOMB
State	MI
Zip	48042-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMPTER FOREST SUB. LOT 142 LIBER: 135 PAGES: 1-17
Legal Subdivision	SUMPTER FOREST SUB
Legal Lot Number	142
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2006
Census Tract	223803

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18310 MACKAY DR, MACOMB, MI 48042-6126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AUTO CLUB TRUST FSB
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2026
Transfer Doc	0000047412
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 18, 2026
Property Address	18310 MACKAY DR, MACOMB, MI 48042-6126
Document Number	0000047412
Book / Page	30667 / 187
Instrument Date	May 11, 2026
Instrument	202647412
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	18310 MACKAY DR, MACOMB, MI 48042-6126

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18310 MACKAY DR, MACOMB, MI 48042-6126
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 MACKAY DRIVE, MACOMB, MI 48042

Mortgage

Document Number	0000117192
Date	Feb 2, 2021
Book Page	27388/4
Instrument	2117192

Lender

Name	AUTO CLUB TRUST FSB
Type	Bank
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18310 MACKAY DR, MACOMB, MI 48042-6126
Document Number	0000146997
Book / Page	025111 / 000538
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18310 MACKAY DR MACOMB MI 480426126, MACOMB, MI 48042-6126

Mortgage

Document Number	0000146997
Date	Dec 12, 2017
Book Page	025111/000538
Instrument	146997

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 11, 2027

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,300 (+4.07%)	$480,600 (+4.07%)
2025	$4,024.00 (+13.1%) Homeowner's exemption	$230,900 (+19.27%)	$461,800 (+19.27%)
2023		$193,600	$387,200
2022	$3,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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