Macomb County property record for 18289 Mackay Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,442 sqft · built 1999 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Nov 2022) |
| Tax Bill | $6,530 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-08-228-017 |
| Primary APN | 20-08-08-228-017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,856 sqft |
| Unfinished Basement | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 125 ft deep x 77 ft wide |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18289 MACKAY DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMPTER FOREST SUB. LOT 162 LIBER: 135 PAGES: 1-17 |
| Legal Subdivision | SUMPTER FOREST SUB |
| Legal Lot Number | 162 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 223803 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Nov 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Dec 21, 2019 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Prior Sale | Apr 17, 2000 · Amount on Record |
| Deed Document Number | 2022125846 |
| Deed Book / Page | 28893 / 842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Document Number | 2200133373 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 28926/107 |
| Instrument | 202200133373 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.44% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.44% |
| Max Rate At Change | 5.44% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.44% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 9, 2022 |
| Property Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Document Number | 2200125846 |
| Book / Page | 28893 / 842 |
| Map Reference | LB 135 PG 1-17 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 202200125846 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | VENTURE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Name | Verified Name |
|---|---|
| Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Document Number | 0008926107 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 28926/107 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.44% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.44% |
| Max Rate At Change | 5.44% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028230 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 25866/486 |
| Instrument | 9028230 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18289 MACKAY DR, MACOMB, MI 48042-6127 |
| Document Number | 0000006155 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18289 MACKAY DR MACOMB MI 480426127, MACOMB, MI 48042-6127 |
| Document Number | 0000006155 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 026456/000039 |
| Instrument | 6155 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 14, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,000 (+4.09%) | $534,000 (+4.09%) | |
| 2025 | $6,530.00 (+65.86%) Homeowner's exemption | $256,500 (+17.88%) | $513,000 (+17.88%) |
| 2023 | $217,600 | $435,200 | |
| 2022 | $3,937.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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