1831 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1831 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1924
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Nov 2003)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-037.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-037.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Finished Area
Gross Area	1,016 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1831 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 88
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	88
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1831 JEFFERSON AVE, COVINGTON, KY 41014-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2003 · Amount on Record
Deed Sale	Nov 28, 2003 · Amount on Record
Deed Document Number	200311 28 059 00007
Deed Book / Page	1961 / 243
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1831 JEFFERSON AVE, COVINGTON, KY 41014-1164
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900155
Date	Aug 2, 2022
Book Page	393/819
Instrument	22080205900155

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Jun 1, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1831 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0000000237
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 JEFFERSON AVE COVINGTON KY 410141164, COVINGTON, KY 41014-1164

Mortgage

Document Number	0000000237
Date	Sep 9, 2019
Book Page	0C6748/000060
Instrument	237

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600 (-) Land $10,000 Building $119,600	$129,600 (-) Land $10,000 Building $119,600
2025	$1,717.00 (-0.52%)	$129,600 (-) Land $5,000 Building $124,600	$129,600 (-) Land $5,000 Building $124,600
2023	$1,726.00	$129,600 Land $5,000 Building $124,600	$129,600 Land $5,000 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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