1828 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1828 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,758 sqft · built 1919
Lot Size	0.159 acres (6,956 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jan 2019)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-11-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-11-001.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Finished Area
Gross Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,956 sqft (0.159 acres)
Lot Dimensions	148 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1828 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 62 & PT VACATED ALLEY & ST 47'X 148' IRREG
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	62
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4016
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1828 Jefferson Ave is owned and occupied by an individual who bought it in January 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1828 JEFFERSON AVE, COVINGTON, KY 41014-1165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jan 7, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Jun 3, 2008 · Amount on File
Deed Document Number	201901 07 059 00011
Deed Book / Page	6577 / 65
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1828 JEFFERSON AVE, COVINGTON, KY 41014-1165
Document Number	0000000044
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 JEFFERSON AVE COVINGTON KY 410141165, COVINGTON, KY 41014-1165

Mortgage

Document Number	0000000044
Date	Jan 19, 2021
Book Page	00M155/000360
Instrument	44

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 7, 2019
Property Address	1828 JEFFERSON AVE, COVINGTON, KY 41014-1165
Document Number	0000000011
Book / Page	0C6577 / 000065
Instrument Date	Dec 24, 2018
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 JEFFERSON AVE COVINGTON KY 410141165, COVINGTON, KY 41014-1165

Mortgage

Document Number	12
Date	Jan 7, 2019
Book Page	0C6577/000070
Instrument	12

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1828 Jefferson Ave was $1,881.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,200 (+9.3%) Land $10,000 Building $145,200	$155,200 (+9.3%) Land $10,000 Building $145,200
2025	$1,881.00	$142,000 Land $5,000 Building $137,000	$142,000 Land $5,000 Building $137,000
2023	$1,891.00	$142,000 Land $5,000 Building $137,000	$142,000 Land $5,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1828 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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