1831 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1831 22nd St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 2015
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Mar 2019)
Tax Bill$4,664 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-096-032

Property Details

APN / Parcel Number

Primary APN062-096-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 2015
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address1831 22ND ST
CityOCEANO
StateCA
Zip93445-9017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO BL 24 PTN LTS 19 & 20
Legal SubdivisionOCEANO
Legal Block24
Legal Lot Number19,20 20
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2024
Census Tract12202

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1831 22ND ST, OCEANO, CA 93445-9017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
DATA MORTGAGE INC
Mar 14, 2019Grant Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2019 · Amount on Record
Deed SaleMar 14, 2019 · Amount on Record
Deed Document Number2019008890
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1831 22ND ST, OCEANO, CA 93445-9017
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1831 22ND ST, OCEANO, CA 93445-9017

Mortgage

Document Number0000052772
DateJul 26, 2021
Instrument2021052772
Lender
NameDATA MORTGAGE INC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 14, 2019
Property Address1831 22ND ST, OCEANO, CA 93445-9017
Document Number0000008890
Map ReferenceMB A PG 148
Instrument DateFeb 22, 2018
Instrument2019008890
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1831 22ND ST, OCEANO, CA 93445-9017

Mortgage

Document Number0000008891
DateMar 14, 2019
Instrument2019008891
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,664.00 (+4.74%) Homeowner's exemption$412,736 (+4.04%) Land $223,101 Building $189,635
2023$4,453.00 (+1.46%) Homeowner's exemption$396,711 Land $214,439 Building $182,272
2022$4,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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