18303 E 27th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18303 E 27th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1963
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$2,340 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-820-05-24`

Property Details

APN / Parcel Number

Primary APN	`25-820-05-24`
Alternative APNs	`25820052400000001` `772134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,167 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	848 sqft
Basement Area	336 sqft
Finished Basement	287 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	1 Parking Space
Deck Area	44 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	772134
Old Parcel Number	25820052400000001
Street Address	18303 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GARDENS LOT 69
Legal Range	31
Legal Township	49
Legal Section	17
Legal Subdivision	WALNUT GARDENS
Legal Lot Number	69
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3024
Census Tract	14702

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18303 E 27TH TER S, INDEPENDENCE, MO 64057-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021
Deed Sale	Aug 24, 2021
Deed Document Number	2021E0093283
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2026
Property Address	18303 E 27TH TER S, INDEPENDENCE, MO 64057-1521
Document Number	0000056075
Instrument Date	Jul 15, 2026
Instrument	202656075
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056075,
Date	Jul 27, 2026
Instrument	202656075

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate	6.47%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 24, 2021
Property Address	18303 E 27TH TER S, INDEPENDENCE, MO 64057-1521
Document Number	00E0093283
Instrument Date	Aug 20, 2021
Instrument	2021E0093283
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ALPHA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18303 E 27TH TER S, INDEPENDENCE, MO 64057-1521

Mortgage

Document Number	00E0093284
Date	Aug 24, 2021
Instrument	2021E0093284

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,148 (-13.72%) Land $5,246 Building $23,902	$153,410 (-13.72%)
2024	$2,340.00 (+2.32%)
2023	$2,287.00	$33,784 Land $4,906 Building $28,878	$177,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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