18302 E 27th Ter S, Independence, MO 64057 Property Records

Jackson County property record for 18302 E 27th Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1963
Lot Size	0.222 acres (9,649 sqft)
Owner	Individual Name on Record
Last Sale	$218,120 (Apr 2022)
Tax Bill	$1,911 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-820-01-15`

Property Details

APN / Parcel Number

Primary APN	`25-820-01-15`
Alternative APNs	`25-820-01-15-00-0-00-000` `25820011500000001` `771970`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	552 sqft
Basement Area	975 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,649 sqft (0.222 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771970
Street Address	18302 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64057-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GARDENS LOT 82
Legal Subdivision	WALNUT GARDENS
Legal Block	3
Legal Lot Number	82
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3018
Census Tract	14702

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18302 E 27TH TER S, INDEPENDENCE, MO 64057-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Mar 14, 2017	Warranty Deed, Transfer · FHA Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	2022E32806
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	00E0032806
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Apr 6, 2022
Property Address	18302 E 27TH TER S, INDEPENDENCE, MO 64057-1522
Document Number	00E0032806
Instrument Date	Apr 1, 2022
Instrument	2022E0032806
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18302 E 27TH TER S, INDEPENDENCE, MO 64057-1522

Mortgage

Document Number	00E0032807
Date	Apr 6, 2022
Instrument	2022E0032807

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 14, 2017
Property Address	18302 E 27TH TER S, INDEPENDENCE, MO 64057-1522
Document Number	0000E22630
Instrument Date	Mar 10, 2017
Instrument	22630E
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18302 E 27TH TER S INDEPENDENCE MO 640571522, INDEPENDENCE, MO 64057-1522

Mortgage

Document Number	E22645
Date	Mar 14, 2017
Instrument	22645E

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Mortgage

Document Number	E22646,
Date	Mar 14, 2017
Instrument	22646E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,577 (+7.18%) Land $5,246 Building $24,331	$155,670 (+7.18%)
2024	$1,911.00 (+2.3%)
2023	$1,868.00	$27,595 Land $5,483 Building $22,112	$145,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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