DeSoto County property record for 1830 Tara Lakes Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,462 sqft · built 2000 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-04-0-00015-00 |
| Primary APN | 3-07-4-20-04-0-00015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 986 sqft |
| Street Address | 1830 TARA LAKES DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | TARA LAKES S-D PHASE II LOT 15 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 20 |
| Legal Subdivision | TARA LAKES S-D PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 17, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIORITYONE BANK |
| May 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2018 |
| Deed Sale | Oct 17, 2018 |
| Prior Sale | May 18, 2018 |
| Deed Document Number | 0000870544 |
| Deed Book / Page | 0870 / 544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004935/286 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 4935/286 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 17, 2018 |
| Property Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Document Number | 000870/544 |
| Book / Page | 0870 / 544 |
| Map Reference | MB 50 PG 44 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Document Number | 0004622360 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 4622/360 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 7, 2018 |
| Property Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Document Number | 000855/381 |
| Book / Page | 0855 / 381 |
| Map Reference | PB 50 PG 44 |
| Instrument Date | May 4, 2018 |
| Instrument | W00855-00381 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1830 TARA LAKES DR, 1830, HERNANDO, MS 38632-7768 |
| Name | Verified Name |
|---|---|
| Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 18, 2018 |
| Property Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
| Document Number | 000856/297 |
| Book / Page | 0856 / 297 |
| Map Reference | PB 50 PG 44 |
| Instrument Date | May 4, 2018 |
| Instrument | W00856-00297 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1830 TARA LAKES DR, 1830, HERNANDO, MS 38632-7768 |
| Name | Verified Name |
|---|---|
| Address | 1830 TARA LAKES DR, HERNANDO, MS 38632-7768 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 (+19.27%) | $26,595 (+39.42%) Land $2,500 Building $24,095 | $265,949 (+39.41%) Land $25,000 Building $240,949 |
| 2023 | $2,346.00 | $19,076 | $190,762 Land $25,000 Building $165,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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