1770 Tara Lakes Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1770 Tara Lakes Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,162 sqft · built 1997
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Tax Bill	$2,923 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-20-03-0-00013-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-20-03-0-00013-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,162 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	55,757 sqft (1.28 acres)

Location & Zoning

Street Address	1770 TARA LAKES DR
City	HERNANDO
State	MS
Zip	38632-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TARA LAKES S-D LOT 13
Legal Range	07
Legal Township	03
Legal Section	20
Legal Subdivision	TARA LAKES S-D
Legal Lot Number	13
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1770 TARA LAKES DR, HERNANDO, MS 38632-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020
Deed Sale	May 5, 2020
Prior Sale	May 19, 2016
Deed Document Number	0000918558
Deed Book / Page	918 / 558
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 5, 2020
Property Address	1770 TARA LAKES DR, HERNANDO, MS 38632-6627
Document Number	000918/558
Book / Page	918 / 558
Map Reference	MB 45 PG 49&50
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4388 SKYLINE DR, 4388, HERNANDO, MS 38632-6739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1770 TARA LAKES DR, HERNANDO, MS 38632-6627
Investor	Possibly a Property Investor

Mortgage

Document Number	0004937677
Date	May 5, 2020
Instrument	4937/677

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+15.81%)	$25,093 (+37.89%) Land $2,500 Building $22,593	$250,927 (+37.89%) Land $25,000 Building $225,927
2023	$2,524.00	$18,198	$181,980 Land $25,000 Building $156,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20