Osceola County property record for 1830 Cherrywood Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 1986 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $441,500 (Mar 2024) |
| Tax Bill | $5,706 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82788 |
| Primary APN | 82788 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Heated Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,806 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 130 ft deep x 95 ft wide |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 968 sqft |
| Deck Area | 276 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82788 |
|---|---|
| Street Address | 1830 CHERRYWOOD CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | PINE LAKE ESTATES UNIT 7 REPLAT PB 2 PG 262 LOT 13 LESS BEG MOST WLY COR, N 57 DEG E 35 FT, S 52 DEG E 47.7 FT, S 44 DEG W |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 914 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 7R |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 43208 |
1830 Cherrywood Ct is owned and occupied by an individual who bought it in March 2024.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Mar 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Dec 9, 2009 · Amount on File |
| Deed Document Number | 2024031962 |
| Deed Book / Page | 6563 / 2273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Document Number | 0069292863 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 6929/2863 |
| Instrument | 2026027369 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Document Number | 0065632273 |
| Book / Page | 6563 / 2273 |
| Map Reference | MB 2 PG 262 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024031962 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,090.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Name | Verified Name |
|---|---|
| Address | 1830 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Document Number | 2024031963 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024031963 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0065632275 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 6563/2275 |
| Instrument | 2024031963 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 7940 JONES BRANCH DR, TYSONS, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 1830 Cherrywood Ct was $5,706 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,706.00 Homeowner's exemption | $361,700 Land $65,000 Building $296,700 | $361,700 Land $65,000 Building $296,700 |
| 2023 | $1,627.00 (+4.36%) Homeowner's exemption | $132,501 (+3%) | $372,700 (+15.96%) Land $60,000 Building $312,700 |
| 2022 | $1,559.00 Homeowner's exemption | $128,642 | $321,400 Land $55,000 Building $266,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1830 Cherrywood Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1830 Cherrywood Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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