Osceola County property record for 1818 Cherrywood Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,021 sqft · built 1984 |
| Lot Size | 0.437 acres (19,035 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $486,000 (Apr 2024) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0914-0001-0110 |
| Primary APN | 04-26-30-0914-0001-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,021 sqft Living Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 2,445 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,035 sqft (0.437 acres) |
| Lot Dimensions | 167 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Florida Room |
| Porch Area | 592 sqft |
| Deck Area | 676 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1818 CHERRYWOOD CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | PINE LAKE ESTATES UN 7 REPLAT PB 2 PG 262 LOT 11 9/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 7 |
| Legal Tract | 914 |
| Legal Block | 110 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 43208 |
Source: Osceola County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3044 CAMINO REAL DR S, KISSIMMEE, FL 34744-4129 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 1, 2024 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Jan 23, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2011 · Amount on Record |
| Deed Document Number | 202440166 |
| Deed Book / Page | 6573 / 599 |
| Prior Transfer Date | Jan 11, 2024 |
| Prior Transfer Doc | 0065372863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1818 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1818 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Document Number | 0068902983 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 6890/2983 |
| Instrument | 2025150440 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1818 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3044 CAMINO REAL DR S, KISSIMMEE, FL 34744-4129 |
| Document Number | 0065730601 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 6573/601 |
| Instrument | 2024040167 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | N25W23255 PAUL RD, PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 23, 2024 |
| Property Address | 1818 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
| Document Number | 0065372863 |
| Book / Page | 6537 / 2863 |
| Map Reference | MB 2 PG 262 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024009104 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 COLBY CHASE DR, APEX, NC 27539-3639 |
| Name | Verified Name |
|---|---|
| Address | 1818 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.94%) | $284,340 (-30.53%) | $400,000 (-2.27%) Land $65,000 Building $335,000 |
| 2024 | $6,633.00 (+6.37%) | ||
| 2023 | $6,236.00 | $409,300 Land $60,000 Building $349,300 | $409,300 Land $60,000 Building $349,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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