1826 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1826 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,044 sqft · built 1966
Lot Size	0.485 acres (21,115 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2022)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1116476022`

Property Details

APN / Parcel Number

Primary APN	`1116476022`
Alternative APNs	`1116476005` `112840`

Interior

Bedrooms	3 Beds
Building Area	1,044 sqft Building Perimeter
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	21,115 sqft (0.485 acres)
Lot Dimensions	205 ft deep x 102 ft wide
Garage Area	896 sqft

Location & Zoning

Account Number	112840
Street Address	1826 3RD AVE
City	STERLING
State	IL
Zip	61081-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NEW HIGH SCHOOL LOTS 22 & 23 BLK 2
Legal Subdivision	NEW HIGH SCHOOL SUBDIVISION
Legal Block	2
Legal Lot Number	22-23
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1024
Census Tract	1101

Owner

1826 3rd Ave is owned and occupied by an individual who bought it in September 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1826 3RD AVE, STERLING, IL 61081-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Document Number	20225614
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 13, 2022
Property Address	1826 3RD AVE, STERLING, IL 61081-1207
Document Number	0000005614
Instrument Date	Sep 9, 2022
Instrument	2022-05614
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 3RD AVE, STERLING, IL 61081-1207

Mortgage

Document Number	0000005615
Date	Sep 13, 2022
Instrument	2022-05615

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1826 3rd Ave was $5,597.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00	$61,108 Land $5,065 Building $56,043
2024			$183,324 Land $15,195 Building $168,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1826 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1826 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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