183 Willow Pointe Dr, Glencoe, KY 41046 Property Records

Gallatin County property record for 183 Willow Pointe Dr, Glencoe, KY 41046

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,890 sqft · built 2004
Lot Size	0.56 acres (24,372 sqft)
Owner	Company Name on Record
Last Sale	$146,422 (Jun 2024)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-WP-83`

Property Details

APN / Parcel Number

Primary APN	`29-WP-83`
Alternative APNs	`6373-1` `6845-3`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,372 sqft (0.56 acres)
Lot Dimensions	28 ft deep x 74 ft wide
Terrain	Rolling
Driveway	Concrete Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	6845-3
Street Address	183 WILLOW POINTE DR
City	GLENCOE
State	KY
Zip	41046-2060
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 83 WILLOW POINTE & 2004 DW
Legal Subdivision	WILLOW POINTE
Legal Lot Number	83
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1001
Census Tract	960104

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2215 STEWART LN, SPARTA, KY 41086-9143
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202493852
Deed Book / Page	141 / 390
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN KY
Property Address	183 WILLOW POINTE DR, GLENCOE, KY 41046-2060
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 STEWART LN, SPARTA, KY 41086-8968

Mortgage

Document Number	00M236/593
Date	Nov 7, 2018
Book Page	M236/593
Instrument	73010

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	WARSAW, KY 41095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	May 5, 2020
Property Address	183 WILLOW POINTE DR, GLENCOE, KY 41046-2060
Document Number	000D131/81
Book / Page	D131 / 81
Map Reference	SL B-39
Instrument Date	Apr 30, 2020
Instrument	75568
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 WILLOW POINTE DR, 183, GLENCOE, KY 41046-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	183 WILLOW POINTE DR, GLENCOE, KY 41046-2060

Mortgage

Document Number	0000M24621
Date	May 5, 2020
Instrument	M246/21

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,422 (-) Land $20,000 Building $126,422	$146,422 (-) Land $20,000 Building $126,422
2025	$1,555.00 (+11.71%)	$146,422 (+12.72%) Land $20,000 Building $126,422	$146,422 (+12.72%) Land $20,000 Building $126,422
2023	$1,392.00	$129,900 Land $20,000 Building $109,900	$129,900 Land $20,000 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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