178 Willow Pointe Dr, Glencoe, KY 41046 Property Records

Gallatin County property record for 178 Willow Pointe Dr, Glencoe, KY 41046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2022
Lot Size	0.403 acres (17,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2022)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-WP-78`

Property Details

APN / Parcel Number

Primary APN	`29-WP-78`
Alternative APNs	`5940-1` `7445-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,550 sqft (0.403 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Deck Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	7445-1
Street Address	178 WILLOW POINTE DR
City	GLENCOE
State	KY
Zip	41046-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 WILLOW POINTE SUB
Legal Subdivision	WILLOW POINTE SUB
Legal Lot Number	78
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1001
Census Tract	960104

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 WILLOW POINTE DR, GLENCOE, KY 41046-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jan 9, 2019	Warranty Deed, Transfer SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	202286649
Deed Book / Page	137 / 688
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0000080290
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Nov 7, 2022
Property Address	178 WILLOW POINTE DR, GLENCOE, KY 41046-2057
Document Number	00D137/688
Book / Page	D137 / 688
Map Reference	CAB B39
Instrument Date	Nov 3, 2022
Instrument	86649
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2023
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	178 WILLOW POINTE DR, GLENCOE, KY 41046-2057

Mortgage

Document Number	0000086653
Date	Nov 7, 2022
Instrument	86653

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Jan 9, 2019
Property Address	178 WILLOW POINTE DR, GLENCOE, KY 41046-2057
Document Number	00D128/200
Book / Page	D128 / 200
Map Reference	CAB 839
Instrument Date	Dec 21, 2018
Instrument	73353
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11007 DIXIE HWY, WALTON, KY 41094-7460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10833 DIXIE HWY, WALTON, KY 41094-9719
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $12,000 Building $163,000	$175,000 (-) Land $12,000 Building $163,000
2025	$1,858.00 (-0.96%)	$175,000 (-) Land $12,000 Building $163,000	$175,000 (-) Land $12,000 Building $163,000
2023	$1,876.00	$175,000 Land $12,000 Building $163,000	$175,000 Land $12,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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